LEGALS FOR THE WEEK OF DEC. 13-19, 2013

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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Gina Springfield, an unmarried woman, to Harbourton Mortgage Investment Corporation, dated October 25, 2006, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama,. Said mortgage was subsequently sold, assigned and transferred to WELLS FARGO BANK, N.A.. Under and by virtue of the power of sale contained in said mortgage, the undersigned, WELLS FARGO BANK, N.A., will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in the City of Gadsden, Etowah County, Alabama on January 22, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Lot 8 in Block A of the Country Club Heights Addition to the City of Boaz in Etowah County, Alabama, according to the survey and plat thereof as appears of record in Plat Book G page 227 in the Probate Office of Etowah County, Alabama

Property Street Address: 1001 Willard Avenue, Boaz, AL 35956-5328 (provided for informational purposes only)

Said property will be sold “AS IS”. Said property will be sold subject to the right of redemption of all parties entitled thereto. NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above.

The debt secured by said Mortgage has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Mortgage. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation.

Wells Fargo Bank, N.A.
Mortgagee or Transferee
David Sigler
Attorney for Mortgagee or Transferee
Morris Hardwick Schneider, LLC
1 Independence Plaza
Suite 416
Birmingham, AL 35209
http://foreclosure.closingsource.net
AL-90001865-13

Nov 29, Dec 6, 13 & 20, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Tammie Hightower Steward, wife and husband, Damian C. Steward, to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Home Mortgage of America, Inc., dated October 4, 2012, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, as Instrument Number 3374948. Said mortgage was subsequently sold, assigned and transferred to WELLS FARGO BANK, NA. Under and by virtue of the power of sale contained in said mortgage, the undersigned, WELLS FARGO BANK, NA, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in the City of Gadsden, Etowah County, Alabama on January 17, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

All that certain lot or parcel of land situated in the County of Etowah, State of Alabama, and being more particularly described as follows:
Lot Number Ten (10), Akridge Subdivision, 1st Addition, according to the map or plat thereof, recorded in Plat Book “J”, Page 118, Probate Office of Etowah County, Alabama, and lying and being in Glencoe, Etowah County, Alabama.

Property Street Address: 1109 Akridge Circle, Glencoe, AL 35905 (provided for informational purposes only)
Said property will be sold “AS IS”. Said property will be sold subject to the right of redemption of all parties entitled thereto. NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above.
The debt secured by said Mortgage has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Mortgage. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation.

Wells Fargo Bank, NA
Mortgagee or Transferee
David Sigler
Attorney for Mortgagee or Transferee
Morris Hardwick Schneider, LLC
1 Independence Plaza
Suite 416
Birmingham, AL 35209
http://foreclosure.closingsource.net
AL-90001819-13

Nov 29, Dec 6 & 13, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Craig A. Boyd, a single man, to Equifirst Corporation, dated April 5, 2006, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, as Instrument Number 3244471. Said mortgage was subsequently sold, assigned and transferred to US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-EQ1. Under and by virtue of the power of sale contained in said mortgage, the undersigned, US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-EQ1, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in the City of Gadsden, Etowah County, Alabama on January 22, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

The East 100 feet of the West 270 of the North 155 feet of Lot Number Seven (7) in Block Number One (1) in the Second Addition of Paden Farm Subdivision according to the map thereof recorded in Plat Book “C”, Page 275, Probate Office, Etowah County, Alabama.

Property Street Address: 106 Havenwood Drive, Gadsden, AL 35903-3656 (provided for informational purposes only)

US Bank National Association, as Trustee for Structured Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2006-EQ1
Mortgagee or Transferee
David Sigler
Attorney for Mortgagee or Transferee
Morris Hardwick Schneider, LLC
1 Independence Plaza
Suite 416
Birmingham, AL 35209
http://foreclosure.closingsource.net
AL-90001875-13

Nov 29, Dec 6 & 13, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain Mortgage dated May 3, 2001, executed by Enrestoration, Inc., (“Mortgagor”) to Regions Bank (“Mortgagee”), in the original principal amount of $29,951.00 and recorded May 7, 2001, in the Office of the Judge of Probate of Etowah County, Alabama, in Book 2001, Page 127, Document # M-2001-1837; said mortgage having subsequently been transferred and assigned to RREF RB ACQUISITIONS, LLC, by instrument recorded as Document # M 2001-1837; and further transferred and assigned to RREF RB SBL-AL, LLC, by instrument recorded as Document # 3399154; all recording references are in the aforesaid Probate Office; the undersigned RREF RB SBL-AL, LLC, holder of the Mortgage, as set forth above, under and by virtue of the power of sale contained in said Mortgage will sell, at public outcry to the highest bidder for cash, in front of the main entrance to the Courthouse in Etowah County, Alabama on December 20, 2013, during the legal hours of sale, the following described real estate situated in Etowah County, Alabama, to-wit:

The West 41.8 feet of Lot 24, Block 20, in the Gadsden Land and Improvement Conpany’s Kyle Addition, according to the map or plat thereof as recorded in Book of Town Plats “A”, Page 23, in the Probate Office of Etowah County, Alabama.

Mortgagee makes no representation or warranty as to the physical condition of the real estate and/or any improvements thereon. The above-described property will be sold on an “as is” basis, subject to any unpaid taxes, all reservations and restrictions contained in prior deeds and all other matters of record, including restrictive covenants and easements for road rights of way, utilities or rights of ingress and egress. Said property will be sold without representation, warranty or recourse, express or implied, as to title, condition, use and/or enjoyment of the property, and will be sold subject to the statutory right of redemption. This sale is subject to being postponed or cancelled.

RREF RB SBL-AL, LLC,
By: Leigh L. Pipkin
Attorney for RREF RB SBL-AL, LLC,
JONES WALKER LLP
RSA Battle House Tower
11 North Water Street, Suite 1200
Mobile, AL 36602
(251) 439-7536

Nov 29, Dec 6 & 13, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain Mortgage dated April 30, 2004, executed by Ronald Dean Kitchens and Jason Dean Kitchens, (“Mortgagors”) to Regions Bank (“Mortgagee”), in the original principal amount of $152,906.00 and recorded May 3, 2004, in the Office of the Judge of Probate of Etowah County, Alabama, in Document # M-2004-1848; said mortgage having subsequently been modified by instrument dated August 20, 2012 and recorded in Instrument # 3372438; said mortgage having subsequently been transferred and assigned to RREF RB SBL II ACQUISITIONS, LLC, by instrument recorded as # 3380764; all recording references are in the aforesaid Probate Office; the undersigned RREF RB SBL II ACQUISITIONS, LLC, holder of the Mortgage, as set forth above, under and by virtue of the power of sale contained in said Mortgage will sell, at public outcry to the highest bidder for cash, in front of the main entrance to the Courthouse in Etowah County, Alabama on December 20, 2013, during the legal hours of sale, the following described real estate situated in Etowah County, Alabama, to-wit:

Commence at the SE corner of Section 15, Township 13 South, Range 6 East of the Huntsville Meridian and run North 89˚ 55’12” West along the South line of said Section, 663 61 feet to the point of beginning, thence run North 46˚ 05’ 32” West, leaving said South Section line, 959 38 feet to a point, thence run North 51˚ 57’00” West, 1738 04 feet to a point on the SE R/W line of Green Valley Road (80’ R/W), thence run a chord bearing and distance of South 40˚ 59’03” West along said SE R/W line, 277 02 feet to an existing R/W marker, thence run a chord bearing and distance of South 35˚ 10’09” West along said SE R/W line, 357 75 feet to an existing angle iron, thence run 54˚ 39’12” East, leaving said SE R/W, 240 34 feet to an existing 1” rebar, thence run South 35˚ 25’00” West, 300 feet to a point, thence run South 54˚ 35’00” East, 1466 31 feet to a point in the South line of said Section 15, thence run South 89˚ 55’12” East, along said South line, 1230 44 feet to the point of beginning, said property being a portion of Section 15, Township 13 South, Range 6 East, Etowah County, Alabama.

RREF RB SBL II ACQUISITIONS, LLC,
By: Leigh L. Pipkin
Attorney for RREF RB SBL II ACQUISITIONS, LLC,
JONES WALKER LLP
RSA Battle House Tower
11 North Water Street, Suite 1200
Mobile, AL 36602
(251) 439-7536

Nov 29, Dec 6 & 13, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain Mortgage dated October 30, 2000, executed by Enrestoration, Inc., (“Mortgagor”) to Regions Bank (“Mortgagee”), in the original principal amount of $42,831.85 and recorded November 2, 2000, in the Office of the Judge of Probate of Etowah County, Alabama, in Book 2000, Page 307, Document # M-2000-3713; said mortgage having subsequently been transferred and assigned to RREF RB ACQUISITIONS, LLC, by instrument recorded as Instrument # 3370603; and further transferred and assigned to RREF RB SBL-AL, LLC, by instrument recorded as Instrument # 3388153; all recording references are in the aforesaid Probate Office; the undersigned RREF RB SBL-AL, LLC, holder of the Mortgage, as set forth above, under and by virtue of the power of sale contained in said Mortgage will sell, at public outcry to the highest bidder for cash, in front of the main entrance to the Courthouse in Etowah County, Alabama on December 20, 2013, during the legal hours of sale, the following described real estate situated in Etowah County, Alabama, to-wit:

A tract or parcel of land described as Beginning at a point in the North line of Peachtree Street or Avenue, which is 6-1/4 feet East of the Southeast corner of Lot Number Four (4) in Block Number Five (5), and from thence run North and parallel with the East line of said Lot Number 4 (4), to a point in the South line of the alley, as is described in the Affidavit of W. T. Newsome, dated September 22, 1938, and recorded in Misc. Record “N” at Page 413 in the Office of the Judge of Probate of Etowah County; thence in a Westerly direction and along the South line of said alley, a distance of 48.5 feet, thence in a Southerly direction and parallel with the East line of said Lot Number (4), to a point in the North line of Peachtree Street or Avenue; thence in an Easterly direction and along the North line of said street or avenue, a distance of 48.5 feet to the point of beginning, and embracing a portion of Lot Number Four (4) in Block Number Five (5) in M K. Foster Heirs’ Addition, and one-half of the alley lying East of said Lot Number Four (4), all according to a map recorded in Book of Town Plats “A” at Page 314, in the Office of the Judge of Probate of Etowah County, Gadsden, Etowah County, Alabama.
Mortgagee makes no representation or warranty as to the physical condition of the real estate and/or any improvements thereon. The above-described property will be sold on an “as is” basis, subject to any unpaid taxes, all reservations and restrictions contained in prior deeds and all other matters of record, including restrictive covenants and easements for road rights of way, utilities or rights of ingress and egress. Said property will be sold without representation, warranty or recourse, express or implied, as to title, condition, use and/or enjoyment of the property, and will be sold subject to the statutory right of redemption. This sale is subject to being postponed or cancelled.

RREF RB SBL-AL, LLC,
By: Leigh L. Pipkin
Attorney for RREF RB SBL-AL, LLC,
JONES WALKER LLP
RSA Battle House Tower
11 North Water Street, Suite 1200
Mobile, AL 36602
(251) 439-7536

Nov 29, Dec 6 & 13, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by mortgage executed by Donald L Clanton, Jr and wife, Nancy S Clanton, to John A Hammonds and Kenneth E Hammonds, dated December 6, 2011, and filed for record in the Office of the Judge of Probate of Etowah County, Alabama, in Instrument Number 3359558; the undersigned mortgage owners, John A Hammonds and Kenneth E Hammonds, have elected to declare the entire indebtedness secured by said mortgage due and payable as provided in the terms of said mortgage, and acting under and by virtue of the power and authority given by said mortgage, will on the 9th day of January, 2014, during the legal hours of sale, sell at public outcry to the highest bidder for cash in front of the courthouse door, City of Gadsden, Etowah County, Alabama, the following described real estate situated in Etowah County, Alabama, to-wit:

Lot Number Two (2) in Block Two (2) of the B.K. Herring’s Subdivision of a portion of the Northwest Quarter (NW ¼) of the Northwest Quarter (NW ¼) of Section 26, Township 12, South of Range 8, East of Huntsville Meridian, according to map or plat of said Subdivision recorded in Book of Town Plats “E”, Page 201, in the Office of the Judge of Probate of Etowah County, Alabama, together with all improvements located thereon.
Lot Number Three (3), in Block Two (2) of the B.K. Herring Subdivision of a portion of the Northwest Quarter (NW ¼) of the Northwest Quarter (NW1/4) of Section 26, Township 12 South, Range 8 East, according to the map thereof recorded in Book of Town Plats “E”, Page 201, in the Office of Judge of Probate of Etowah County, Alabama.
The proceeds of said sale will be used, expended and applied in accordance with the terms of said mortgage.

John A Hammonds and Kenneth E Hammonds
Mortgage Owners
Brian Keith Copeland
Copeland and Copeland, LLC
Attorney for owner

Dec 6, 13 & 20, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Vasti Gutierrez and Victor Gutierrez, husband and wife, to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Accredited Home Lenders, Inc., on the 26th day of May, 2005, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Document Number M-2005-2223; said mortgage having subsequently been transferred and assigned to HSBC Bank USA, National Association, as Indenture Trustee of the FBR Securitization Trust 2005-2, Callable Mortgage-Backed Notes, Series 2005-2, by instrument recorded in Instrument Number 3357859, in the aforesaid Probate Office; the undersigned HSBC Bank, USA, National Association, as Indenture Trustee of the FBR Securitization Trust 2005-2, Callable Mortgage-Backed Notes, Series 2005-2, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Gadsden, Etowah County, Alabama, on February 10, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:
Lot Number Two (2) in Block Number Two (2) in the First Addition to Rainbow Estates, according to the map or plat thereof, recorded in Plat Book “F”, Page 335, in the Probate Office, Etowah County, Alabama, and lying and being in Rainbow City, Etowah County, Alabama.
THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.
This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.
The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.
This sale is subject to postponement or cancellation.
HSBC Bank, USA, National Association, as Indenture Trustee of the FBR Securitization Trust 2005-2, Callable Mortgage-Backed Notes, Series 2005-2, Mortgagee/Transferee
Rebecca Redmond
SIROTE & PERMUTT, P.C.
P. O. Box 55727
Birmingham, AL 35255-5727
Attorney for Mortgagee/Transferee
www.sirote.com/foreclosures
87162

Dec 6, 13 & 20, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Brenda Joyce Spence, to Bank of America, N.A, dated March 7, 2011, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Book n/a, Page n/a as Instrument Number 3346755. Said mortgage was subsequently sold, assigned and transferred to NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY. Under and by virtue of the power of sale contained in said mortgage, the undersigned, NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in the City of Gadsden, Etowah County, Alabama on February 5, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Situate in Etowah County, Alabama, described as follows:
Lot 14 and the South 10 feet of Lot 15, Block 6, Northside Subdivision, according to the Map or Plat thereof as the same appears of Record in Plat Book “G”, Page 197 and 199, Probate Office, Etowah County, Alabama, and lying and being in Gadsden, Etowah County, Alabama.
Being the same parcel conveyed to Brenda Joyce Spence from Roland Spence and Valerie Williams Spence, by virtue of a Deed dated 03/14/2001, recorded 03/22/2001, in Deed Book 2001, Page 81, County of Etowah, State of Alabama.
Assessor`s Parcel No: 15-02-04-1-000-039.000

Property Street Address: 507 Joseph T Robinson Street, Gadsden, AL 35901 (provided for informational purposes only)

Nationstar Mortgage LLC d/b/a Champion Mortgage Company
Mortgagee or Transferee
David Sigler
Attorney for Mortgagee or Transferee
Morris Hardwick Schneider, LLC
1 Independence Plaza
Suite 416
Birmingham, AL 35209
http://foreclosure.closingsource.net
AL-90000472-13

Dec 6, 13 & 20, 2013
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MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness described in and secured by that certain mortgage executed by William M Peavy and Krissy Leigh Peavy, husband and wife, as Mortgagor(s) to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for First Franklin Financial Corp., An Op. Sub. of MLB&T Co., FSB, as Mortgagee, dated the 25th day of May, 2007, and recorded in Book Instrument # 3272342, et seq. of the records in the Office of the Judge of Probate Court of Etowah County, Alabama; said mortgage being lastly assigned to Nationstar Mortgage, LLC by instrument recorded in said Probate Court records; said default continuing, notice is hereby given that the under¬signed will, under and by virtue of the power of sale contained in said mortgage sell at public outcry for cash to the highest bidder during legal hours of sale, on the 9th day of January, 2014, in the city of Gadsden, at the Front Door of the Court House of Etowah County, Alabama, the following described real property situated in the County of Etowah, State of Alabama, to-wit:
BEGIN AT A POINT IN THE NORTH RIGHT OF WAY OF WESTMONT WAY WHICH IS NORTH 57 DEGREES 02’ EAST 100 FEET FROM THE SE CORNER OF LOT 1, WESTMONT SUBDIVISION, AS RECORDED IN PLAT BOOK “1”, PAGE 110 & 111, THENCE FROM SAID POINT OF BEGINNING RUN NORTH 32 DEGREES 58’ WEST 150 FEET TO A POINT; THENCE RUN NORTH 57 DEGREES 01’ EAST 100 FEET TO A POINT; THENCE RUN SOUTH 32 DEGREES 58’ EAST 150 FEET TO A POINT ON THE NORTH RIGHT OF WAY OF WESTMONT WAY, THENCE RUN SOUTH 57 DEGREES 01’ WEST WITH SAID WESTMONT WAY 100 FEET TO A POINT OF BEGINNING. BEING A PART OF THE SE 1/4 OF THE NE 1/4 OF SECTION 36, TOWNSHIP 11 SOUTH, RANGE 5 EAST, ETOWAH COUNTY, ALABAMA.

THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.

Said sale will be made for the purpose of paying said indebtedness and the expenses incident to this sale, including a reasonable attorney’s fee, and the other purposes set out in said mortgage.
Nationstar Mortgage, LLC

Holder of said Mortgage
Goodman G. Ledyard
PIERCE LEDYARD, P.C
Attorneys for Mortgagee
Post Office Box 161389
Mobile, Alabama 36616
(251) 338-1300

Dec 6, 13 & 20, 2013
______________
MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that mortgage dated September 29, 2006, in favor of The HomeTown Bank of Alabama, a corporation, and executed by Mark A. Campbell and Candace Campbell, husband and wife, which mortgage is recorded October 4, 2006, in Instrument Number 3256564, which mortgage was corrected by Correction Mortgage recorded October 12, 2012, in Instrument Number 3374842, all, in the probate records of Etowah County, Alabama, the mortgagee has elected to declare the entire indebtedness secured by said mortgage to be due and payable as provided in said mortgage, and notice is hereby given that pursuant to the law and power of sale contained in said mortgage, the undersigned will sell at public outcry to the highest bidder for cash at the front doors of the Etowah County Courthouse at Gadsden, Alabama, at the legal hours of sale, on December 27, 2013, the following described real estate situated in Etowah County, Alabama, to-wit:

TRACT ONE: PART OF THE SE1/4 OF THE SE1/4 OF SECTION 33, TOWNSHIP 11 SOUTH, RANGE 3 EAST, ETOWAH COUNTY, ALABAMA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: FROM THE SE CORNER OF SAID SE1/4 OF THE SE1/4; THENCE NORTH 0 DEGREES 22’ 17” EAST ALONG SAID SECTION LINE 1143.51 FEET TO A PIPE, THE POINT OF BEGINNING; THENCE SOUTH 73 DEGREES 58’ WEST, 320.0 FEET; THENCE SOUTH 50 DEGREES 35’ WEST, 159.70 FEET; THENCE NORTH 27 DEGREES 40’ EAST, 391.80 FEET TO MARGIN OF PAVED ROAD; THENCE NORTH 88 DEGREES 39’43” EAST ALONG SAID MARGIN 250.07 FEET TO SECTION LINE; THENCE SOUTH 0 DEGREES 22’ 17” WEST ALONG SECTION 163.0 FEET TO THE POINT OF BEGINNING. ABOVE DESCRIBED TRACT CONTAINS 1.55 ACRES, MORE OR LESS AND IS SUBJECT TO EXISTING ROAD RIGHTS-OF-WAY, UTILITY EASEMENTS, RESERVATIONS AND RESTRICTIONS OF RECORD.(w/j33084)
TRACT TWO: A part of the Southeast quarter of the Southeast quarter of Section 33, Township 11 South, Range 3 East Etowah County, Alabama, more particularly described as follows: From the Northwest corner of said Southeast quarter of the Southeast quarter; thence South 87 degrees 54 minutes 40 seconds East, a distance of 664.73 feet to a concrete marker; thence South 0 degrees 07 minutes 48 seconds East 209.0 feet to a pipe; the point of beginning; thence North 89 degrees 43 minutes 15 seconds East, 209.0 feet; thence North 0 degrees 07 minutes 48 seconds West; 209.0 feet to South margin of Self Street; thence North 89 degrees 43 minutes 15 seconds East, along said margin 193.19 feet; thence South 27 degrees 40 minutes 00 seconds West; 391.80 feet to a pipe on the North bank of a branch; thence South 48 degrees 29 minutes 00 seconds West, 292.58 feet; thence North 0 degrees 07 minutes 48 seconds West, 330 feet, to the point of beginning. Subject to existing road rights-of-way, utility easements, reservations and restrictions of record.
AND ALSO, Pursuant at Section 7-9A-604(a)(2), Code of Alabama of 1975, as last amended, One (1) used 1985 Kimberly 3CK Mobile Home, SN #KH52D3CK35516A AND ALSO One (1) used 1985 Kimberly 3CK Mobile Home, SN #KH52D3CK35516B, together with all parts, attachments, accessories, repairs, improvements, and accessions whether now existing or hereafter acquired by debtor and used in conjunction therewith, and proceeds therefrom; where ever located.

Said sale is being made for the purpose of applying the proceeds to the debt secured by the mortgage and the expenses of foreclosure. The auctioneer will give to the purchaser an Auctioneer’s deed subject to ad valorem taxes due October 1, 2014, and October 1, 2013, subject to any and all statutory rights of redemption, previous mortgages, if any, all easements, encroachments, easements to Hopper Telecommunications Company, Inc., Document #D-1997-0384 and Deed Book 1632, Page 323, easement to Alabama Power Company recorded March 17, 2010, Instrument number 3329138, unrecorded leases, if any, any rights of way for road, or otherwise, utilities, title to all minerals and all restrictions and covenants of record.

JONES AND MILWEE, LLC
ATTORNEY AND AUCTIONEER
P. O. BOX 940
GUNTERSVILLE, AL 35976

Dec 6, 13 & 20, 2013
______________
MORTGAGE
FORECLOSURE SALE

STATE OF ALABAMA
COUNTY OF ETOWAH
Default having been made in the payment of the indebtedness secured by mortgage given by Jennifer Shields, dated October 27, 2011, recorded as Instrument Number: 3357153, Probate Office, Etowah County, Alabama, and the undersigned, by reason of such default, having declared the entire remaining indebtedness secured by said mortgage to be immediately due and payable and said mortgage subject to foreclosure and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage, the undersigned will sell, at public outcry, to the highest bidder for cash, at the front door of the Etowah County Courthouse at 800 Forrest Avenue, in Gadsden, Alabama, between the legal hours of sale on January 6, 2013, the following described property:

A parcel of land described as beginning at the Northeast corner of Lot No. 1; thence from said point of beginning, run Southerly along the East line thereof 429.4 feet to a point which is 150 feet Northerly, measured along said East line from the Southeast corner of said Lot No.1; thence deflect right 82 degrees 07 minutes and run Westerly 89.7 feet to a point in the West line of said Lot No. 1 which is 150 feet Northerly, measured along said West line from the Southwest corner thereof; thence deflect right 80 degrees 44 minutes and run Northerly along said West line of Lot No. 1, 391.6 feet (390 feet plat) to the Northwest corner thereof; thence run Easterly along the North line of said Lot No.1, 215.4 feet to the point of beginning, containing 1.4 acres and embracing portions of said Lot No. 1, in Block No. 1, of Pine Acres, as recorded in Plat Book “F”, Page 199, Probate Office, Etowah County, and lying in Hokes Bluff, Etowah County, Alabama.

Said sale will be made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. Proceeds thereof will be applied as provided by the terms of said mortgage.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements and rights-of-way; the statutory right of redemption pursuant to Alabama law; and any other matters of record superior to said Mortgage.

Dated: December 2, 2013
JOSEPH R. FORD
Mortgagee
BY: JODY WILLOUGHBY
Attorney for Mortgagee
Day & Willoughy, P.C.
1925 Rainbow Drive
Gadsden, Alabama 35901
(256) 543-1660

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage dated October 28, 2003, executed by Rickey S. Naugher, an unmarried man, to Mortgage Electronic Registration Systems, Inc. solely as nominee for The Bank, National Bank, which mortgage was recorded on November 5, 2003, in Document Number M-2003-5736, of the mortgage records in the Office of the Judge of Probate of Etowah County, Alabama, which mortgage was, duly transferred and assigned to JPMorgan Chase Bank, National Association, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main entrance to the Etowah County Courthouse at Gadsden, Alabama, during the legal hours of sale on February 11, 2014, the following described real estate, situated in Etowah County, Alabama, to-wit:
Lot Number Fifty-eight (58) of the Lola A. Nabors Estates, according to map or plat thereof recorded in Plat Book H, Page 75, Probate Office, Etowah County, Alabama, lying and being in Glencoe, Etowah County, Alabama.

This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure.

JPMorgan Chase Bank, National Association
Transferee
Robert J. Wermuth/cls
Stephens Millirons, P.C.
P.O. Box 307
Huntsville, Alabama 35804
Attorney for Mortgagee

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by mortgage executed by Christopher Taylor and wife, Jacinta Taylor, to GAP, LLC, dated September 2, 2011, and filed for record in the Office of the Judge of Probate of Etowah County, Alabama, in Instrument #3354654; the undersigned mortgage owner, GAP, LLC, has elected to declare the entire indebtedness secured by said mortgage due and payable as provided in the terms of said mortgage, and acting under and by virtue of the power and authority given by said mortgage, will on the 14th day of January, 2014, during the legal hours of sale, sell at public outcry to the highest bidder for cash in front of the courthouse door, City of GADSDEN, ETOWAH County, Alabama, the following described real estate situated in ETOWAH County, Alabama, to-wit:
Lot 2 of Thompson Estates as recorded in Plat Book “L”, Page 70, Probate Office, Etowah County, Alabama.

The proceeds of said sale will be used, expended and applied in accordance with the terms of said mortgage.

GAP, LLC
Mortgage Owner
COPELAND LAW FIRM, LLP
Attorneys for owner

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

DEFAULT HAVING BEEN MADE IN THE PAYMENT OF THE INDEBTEDNESS SECURED BY THAT CERTAIN MORTGAGE EXECUTED ON FEBRUARY 3, 2010 BY DENNIS L. SMITH AND KELLY W. SMITH, HUSBAND AND WIFE, ORIGINALLY IN FAVOR OF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS PHH MORTGAGE CORPORATION D/B/A ERA MORTGAGE, AND RECORDED IN INSTRUMENT # AT 3327365 ON FEBRUARY 10, 2009, IN THE OFFICE OF THE JUDGE OF PROBATE OF ETOWAH COUNTY, ALABAMA, AND SECURED INDEBTEDNESS HAVING BEEN TRANSFERRED OR ASSIGNED TO PHH MORTGAGE CORPORATION AS REFLECTED BY INSTRUMENT RECORDED IN INSTRUMENT #, 3395411 OF THE SAME OFFICE. SHAPIRO AND INGLE, L.L.C., AS COUNSEL FOR MORTGAGEE OR TRANSFEREE AND UNDER AND BY VIRTUE OF POWER OF SALE CONTAINED IN THE SAID MORTGAGE WILL, ON JANUARY 2, 2014, SELL AT PUBLIC OUTCRY TO THE HIGHEST BIDDER IN FRONT OF THE MAIN ENTRANCE OF THE ETOWAH COUNTY, ALABAMA, COURTHOUSE IN THE CITY OF GADSDEN, DURING THE LEGAL HOURS OF SALE, THE FOLLOWING REAL ESTATE SITUATED IN ETOWAH COUNTY, ALABAMA, TO WIT:
LOT NUMBER FORTY-ONE (41), WILD ACRES, UNIT NUMBER TWO (2), ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK “G”, PAGES 221 AND 222, PROBATE OFFICE, ETOWAH COUNTY, ALABAMA.
FOR INFORMATIONAL PURPOSES ONLY, THE PROPERTY ADDRESS IS: 101 RIDGECREST ROAD, GADSDEN, AL 35901. THIS SALE IS MADE FOR THE PURPOSE OF PAYING THE INDEBTEDNESS SECURED BY SAID MORTGAGE, AS WELL AS THE EXPENSES OF FORECLOSURE. FURTHERMORE, THE PROPERTY TO BE OFFERED PURSUANT TO THIS NOTICE OF SALE IS BEING OFFERED FOR SALE, TRANSFER AND CONVEYANCE AS IS, WHERE IS. NEITHER THE MORTGAGEE, NOR THE OFFICERS, DIRECTORS, ATTORNEYS, EMPLOYEES, AGENTS OR AUTHORIZED REPRESENTATIVE OF THE MORTGAGEE MAKE ANY REPRESENTATION OR WARRANTY RELATING TO THE TITLE OR ANY PHYSICAL, ENVIRONMENTAL, HEALTH OR SAFETY CONDITIONS EXISTING IN, ON, AT OR RELATING TO THE PROPERTY OFFERED FOR SALE. ANY AND ALL RESPONSIBILITIES OR LIABILITIES ARISING OUT OF OR IN ANY WAY RELATING TO ANY SUCH CONDITION, INCLUDING THOSE SUGGESTED BY CODE OF ALA. (1975) § 35-4-271, EXPRESSLY ARE DISCLAIMED. THIS SALE IS SUBJECT TO ALL PRIOR LIENS AND ENCUMBRANCES AND UNPAID TAXES AND ASSESSMENTS INCLUDING ANY TRANSFER TAX ASSOCIATED WITH THE FORECLOSURE. THE SUCCESSFUL BIDDER MUST TENDER A NON-REFUNDABLE DEPOSIT OF FIVE THOUSAND DOLLARS AND NO/100 ($5,000.00) IN CERTIFIED OR CASH FUNDS AT THE TIME AND PLACE OF THE SALE. THE BALANCE OF THE PURCHASE PRICE MUST BE PAID IN CERTIFIED FUNDS BY CLOSE OF BUSINESS ON THE NEXT BUSINESS DAY THEREAFTER AT THE LAW OFFICE OF SHAPIRO AND INGLE, L.L.C. AT THE ADDRESS INDICATED BELOW. SHAPIRO AND INGLE, L.L.C. RESERVES THE RIGHT TO AWARD THE BID TO THE NEXT HIGHEST BIDDER, OR TO RESCHEDULE THE SALE, SHOULD THE HIGHEST BIDDER FAIL TO TIMELY TENDER THE TOTAL AMOUNT DUE.
PHH MORTGAGE CORPORATION, AND ITS SUCCESSORS AND ASSIGNS
MORTGAGEE OR TRANSFEREE
SHAPIRO AND INGLE, L.L.C.
10130 PERIMETER PARKWAY, SUITE 400
CHARLOTTE, NC 28216
704-333-8107/ 13-003188
ATTORNEYS FOR MORTGAGEE OR TRANSFEREE

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

ALABAMA, ETOWAH COUNTY
Default having been made pursuant to the terms of that certain mortgage executed by Ottis Woodard and Judy Woodard, husband and wife and to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for M &T Bank its successors and assigns, dated August 30, 2007, said mortgage being recorded in Instrument Number 3279076 in the Office of the Judge of Probate of Etowah County, AL. said Mortgage was last sold, assigned and transferred to Federal National Mortgage Association (“FNMA”). Federal National Mortgage Association (“FNMA”), under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the courthouse door of Etowah County, AL during the legal hours of sale, on January 9, 2014 the following real estate, situated in Etowah County, AL, to-wit: LOTS 5, 6 & 7, BLOCK 2, RICKLES ADDITION TO TOWN OF ALTOONA, AL, AS RECORDED IN PLAT BOOK “A”, PAGE 400, IN THE OFFICE OF THE JUDGE OF PROBATE OF ETOWAH COUNTY, ALABAMA. Said property is commonly known as 2790 MAIN ST, ALTOONA, AL 35952 The indebtedness has been and is hereby declared due and payable because of default under the terms of said Mortgage and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Mortgage and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way; the statutory right of redemption pursuant to Alabama law; and any other matters of record superior to said Mortgage. To the best of the knowledge and belief of the undersigned, the party in possession of the property Ottis Woodard and Judy Woodard or tenant(s). RCO Legal, P.C. 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 (770) 234-9192 Gadsden Messenger TS#: 78911 FEI # 2013.00180

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness described in and secured by that certain mortgage executed by Lisa Allison and Johnny Allison, wife and husband to Mortgage Electronic Registration Systems, Inc. (MERS) acting solely a s nominee for Lender, Americas Mortgage Professionals, LLC, and Lender’s successor and assigns, dated August 25, 2009, and Recorded in Instrument No. 3319885 of the records in the Office of the Judge of Probate, Etowah County, Alabama, which said mortgage was subsequently assigned to Queen’s Park Oval Asset Holding Trust by instrument recorded in Instrument No. 3388186 of said Probate Court records; notice is hereby given that the undersigned as mortgagee will under power of sale contained in said mortgage, sell at public outcry for cash to the highest bidder, during legal hours of sale on January 14, 2014, at the front door of the Courthouse of Etowah County, Alabama, 800 Forest Avenue Gadsden, AL 35901, the following described real property in the County of Etowah, State of Alabama, being the same property described in the above referred to mortgage:
LOT 43, ACCORDING TO THE MAP OF SURVEY OF FARM MORTON SUBDIVISION, WHITESBORO, ALABAMA, AS RECORDED IN PLAT BOOK “I”, PAGE 076, PROBATE RECORDS OF ETOWAH COUNTY, ALABAMA,
More correctly described as: LOT 43, ACCORDING TO THE MAP OF SURVEY OF FARRIS MORTON SUBDIVISION, WHITESBORO, ALABAMA, AS RECORDED IN PLAT BOOK “I”, PAGE 076, PROBATE RECORDS OF ETOWAH COUNTY, ALABAMA,
DESCRIPTION TAKEN FROM THAT CERTAIN SURVEY BY R. C. BURGETT, AL REG. NO. 10093, DATED AUGUST 25, 1999. DEED REFERENCES: BOOK 1463, PAGES 237; AND BOOK 1998, PAGE 63, DOC # D-1998-0810.

THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF THE PROBATE WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.
Said sale is made for the purpose of paying the said indebtedness and the expenses incident to this sale, including a reasonable attorney’s fee. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the mortgagee.
Flagstar Bank, FSB
Mortgagee
William S. McFadden
McFadden, Lyon & Rouse, L.L.C.
718 Downtowner Blvd.
Mobile, AL 36609

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Christopher D. Morton, a single man and Rebecca D. Parks, a single woman, to 1st Community Credit Corp, on the 21st day of December, 2005, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Book 2005 Page 5552; said mortgage subsequently transferred and assigned to Cadence Bank, National Association; the undersigned Cadence Bank, National Association, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Gadsden, Etowah County, Alabama, on February 10, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:
Tract Number Twelve (12), Bristow Cove Estates, Phase One, as recorded in Plat Book J, Pages 101A, 101B and 101C, in the Probate Office of Etowah County, Alabama and lying and being in Etowah County, Alabama.
THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.
This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.
The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.
This sale is subject to postponement or cancellation.
Cadence Bank, National Association, Mortgagee/Transferee
Rebecca Redmond
SIROTE & PERMUTT, P.C.
P. O. Box 55727
Birmingham, AL 35255-5727
Attorney for Mortgagee/Transferee
www.sirote.com/foreclosures
285567

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain Mortgage executed by Hazel C. Bishop, an unmarried woman, to Mortgage Electronic Registration Systems, Inc. (“MERS”), (solely as nominee for Lender, First Federal Bank, and Lender’s successors and assigns), dated the 29th day of June, 2009, which Mortgage was recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Instrument Number 3316247; said Mortgage having been transferred and assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”), (solely as nominee for Lender, First Federal Bank, and Lender’s successors and assigns) to Alabama Housing Finance Authority by virtue of that certain Assignment of Mortgage dated October 8, 2013 and recorded in said Probate Office in Instrument Number 3393862. The undersigned Alabama Housing Finance Authority as Assignee of said Mortgage will, under and by virtue of the power of sale contained in said Mortgage, sell at auction to the highest bidder for cash before the main entrance of the Etowah County Courthouse in the City of Gadsden, Alabama, during the legal hours of sale on January 15, 2014, the real property described in said Mortgage, which said description is hereby referred to and made a part hereof, said property being situated in Etowah County, Alabama, to-wit:
Parcel One: Lot Numbers Four (4) and Five (5), in Block Number Eight (8), in Unit 1 of Scenic Park, according to the map or plat thereof recorded in Plat Book “F”, Page 237, Probate Office, Etowah County, Alabama.

Parcel Two: Lot Number One (1), in Block Number Eight (8) in Unit One (1) of Scenic Park, according to the map thereof recorded in Plat Book “F”, Pages 237 and 239, Probate Office, and lying and being in Gadsden, Etowah County, Alabama.

This sale is made for the purpose of realizing the mortgage debt, together with all expenses of the sale, including a reasonable attorney’s fee.
SASSER, SEFTON, BROWN,
TIPTON & DAVIS, P.C.
Bowdy J. Brown, Esq.
445 Dexter Avenue, Suite 8050
Montgomery, Alabama 36104
Our File No.: 49696-1043
ATTORNEYS FOR ASSIGNEE
ALABAMA HOUSING FINANCE AUTHORITY

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage dated January 15, 2004, executed by Kathryn M. Isaacs and John Isaacs, husband and wife, to Mortgage Electronic Registration Systems, Inc. solely as nominee for SouthEastern Financial, Inc., which mortgage was recorded on January 21, 2004, in Document Number M-2004-0279, of the mortgage records in the Office of the Judge of Probate of Etowah County, Alabama, which mortgage was, duly transferred and assigned to JPMorgan Chase Bank, National Association, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main entrance to the Etowah County Courthouse at Gadsden, Alabama, during the legal hours of sale on January 14, 2014, the following described real estate, situated in Etowah County, Alabama, to-wit:
PARCEL I: To reach the point of beginning, commence at the Southeast Corner of the Northeast Quarter of the Southwest Quarter, Section 5, Township 13 South, Range 6 East, Etowah County, Alabama; thence North 01 degrees 27 minutes West and along the East line of said forty, 661.52 feet to the point of beginning; thence from said point of beginning, run South 88 degrees 18 minutes 11 seconds West, 20 feet to a three inch pipe; thence deflect right and run North 27 degrees 18 minutes West, 698.03 feet to an iron pin on the 509 contour line; thence deflect right and follow the 509 contour line for a distance of 575 feet, more or less, to the East line of the Southeast Quarter of the Northwest Quarter (Government Lot B) of said Section 5; thence deflect right and run South 01 degrees 47 minutes East, along said East line and the East line of the Northeast Quarter of the Southwest Quarter, 693.3 feet to the point of beginning, and containing 3.05 acres, more or less, and being a portion of the Northeast Quarter of the Southwest Quarter (Northeast Quarter of the Southwest Quarter), and a portion of the Southeast Quarter of the Northwest Quarter (Southeast Quarter of the Northwest Quarter) (Government Lot B) Section Five (5), Township Thirteen (13) South, Range Six (6) East of the Huntsville Meridian, in Southside, Etowah County, Alabama.
PARCEL II: A non-exclusive easement for ingress and egress over and across a 40 foot right of way or easement known as Timber Lake Road, extending from Beach Hollow Lane, to the Southernmost Corner of the above described property.

This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure.

JPMorgan Chase Bank, National Association
Transferee
Robert J. Wermuth/cls
Stephens Millirons, P.C.
P.O. Box 307
Huntsville, Alabama 35804
Attorney for Mortgagee

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Richard Jay Miller and Debra Ann Miller, Husband and Wife, to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for MortgageAmerica, Inc. Corporation, dated January 31, 2011, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, as Instrument Number 3344901. Said mortgage was subsequently sold, assigned and transferred to WELLS FARGO BANK, NA. Under and by virtue of the power of sale contained in said mortgage, the undersigned, WELLS FARGO BANK, NA, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in the City of Gadsden, Etowah County, Alabama on February 19, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Lot Numbers Seventy-four (74), Seventy-five (75) and Seventy-six (76) in Parcel One (1) of the Riverview Estates according to a map or plat thereof as recorded in Plat Book “C”, Pages 402 and 403, in the Office of the Judge of Probate of Etowah County, Alabama.

Property Street Address: 1247 Goodyear Avenue, Gadsden, AL 35903-2101 (provided for informational purposes only)

Dec 13, 20 & 27, 2013
______________
MORTGAGE
FORECLOSURE SALE

ALABAMA, ETOWAH COUNTY
Default having been made pursuant to the terms of that certain mortgage executed by Larry E. Rogers, a married man and wife, Amanda Rogers and to Mortgage Electronic Registration Systems, Inc., solely as nominee for MortgageAmerica, Inc., dated August 28, 2007, said mortgage being recorded in Book Instrument No. 3282282 in the Office of the Judge of Probate of Etowah County, AL. said Mortgage was last sold, assigned and transferred to Federal National Mortgage Association (“FNMA”). Federal National Mortgage Association (“FNMA”), under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the courthouse door of Etowah County, AL during the legal hours of sale, on December 05, 2013 the following real estate, situated in Etowah County, AL, to-wit: THE EAST 1/2 OF LOT 1 AND ALL OF LOT NUMBER TWO (2) IN BLOCK NUMBER TWO (2), IN BROOKLINE SUBDIVISION ACCORDING TO THE MAP THEREOF RECORDED IN PLAT BOOK “D”, PAGE 141, PROBATE OFFICE, AND LYING AND BEING IN GADSDEN, ETOWAH COUNTY, ALABAMA. Said property is commonly known as 702 TIDMORE BEND RD, GADSDEN, AL 35901 The indebtedness has been and is hereby declared due and payable because of default under the terms of said Mortgage and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Mortgage and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way; the statutory right of redemption pursuant to Alabama law; and any other matters of record superior to said Mortgage. To the best of the knowledge and belief of the undersigned, the party in possession of the property Larry E. Rogers, a married man and wife, Amanda Rogers or tenant(s). RCO Legal, P.C. 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 (770) 234-9192
AMENDMENT TO NOTICE OF MORTGAGE FORECLOSURE SALE The sale date under the above mentioned Notice of Mortgage Foreclosure Sale has been postponed until February 6, 2014, and public notice thereof having been given, the above notice is hereby republished with this amendment. Messenger, TS#: 86094 FEI # 2013.00196 12/13/2013

Dec 13, 2013
______________
NOTICE TO
FILE CLAIMS

ADELE D. CANNON appointed Personal Representative (s) on November 20, 2013 Estate of RONALD G. CANNON, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.