Legal notices for the week of Feb. 26 – March 6

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MORTGAGE

FORECLOSURE SALE

DEFAULT HAVING BEEN MADE IN THE PAYMENT OF THE INDEBTEDNESS SECURED BY THAT CERTAIN MORTGAGE EXECUTED ON NOVEMBER 3, 2009 BY MARVIN L. MCNEAL, AN UNMARRIED MAN, GLENN W. MCNEAL, BY MARVIN L. MCNEAL HIS ATTORNEY IN FACT, ORIGINALLY IN FAVOR OF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR PHH MORTGAGE CORPORATION, AND RECORDED IN INSTRUMENT# AT 3323029 ON NOVEMBER 12, 2009, IN THE OFFICE OF THE JUDGE OF PROBATE OF ETOWAH COUNTY, ALABAMA. SHAPIRO AND INGLE, L.L.C., AS COUNSEL FOR MORTGAGEE OR TRANSFEREE AND UNDER AND BY VIRTUE OF POWER OF SALE CONTAINED IN THE SAID MORTGAGE WILL, ON MARCH 24, 2014, SELL AT PUBLIC OUTCRY TO THE HIGHEST BIDDER IN FRONT OF THE MAIN ENTRANCE OF THE ETOWAH COUNTY, ALABAMA, COURTHOUSE IN THE CITY OF GADSDEN, DURING THE LEGAL HOURS OF SALE, THE FOLLOWING REAL ESTATE SITUATED IN ETOWAH COUNTY, ALABAMA, TO WIT:

LOT 10, IN BROWNING PLACE, ACCORDING TO THE MAP THERE OF RECORDED IN PLAT BOOK “I”, PAGE 92, OFFICE OF THE JUDGE OF PROBATE OF ETOWAH COUNTY, ALABAMA, AND LYING AND BEING IN GADSDEN, ALABAMA.

FOR INFORMATIONAL PURPOSES ONLY, THE PROPERTY ADDRESS IS: 991 BROWNING CIR, GADSDEN, AL 35901. THIS SALE IS MADE FOR THE PURPOSE OF PAYING THE INDEBTEDNESS SECURED BY SAID MORTGAGE, AS WELL AS THE EXPENSES OF FORECLOSURE. FURTHERMORE, THE PROPERTY TO BE OFFERED PURSUANT TO THIS NOTICE OF SALE IS BEING OFFERED FOR SALE, TRANSFER AND CONVEYANCE AS IS, WHERE IS. NEITHER THE MORTGAGEE, NOR THE OFFICERS, DIRECTORS, ATTORNEYS, EMPLOYEES, AGENTS OR AUTHORIZED REPRESENTATIVE OF THE MORTGAGEE MAKE ANY REPRESENTATION OR WARRANTY RELATING TO THE TITLE OR ANY PHYSICAL, ENVIRONMENTAL, HEALTH OR SAFETY CONDITIONS EXISTING IN, ON, AT OR RELATING TO THE PROPERTY OFFERED FOR SALE. ANY AND ALL RESPONSIBILITIES OR LIABILITIES ARISING OUT OF OR IN ANY WAY RELATING TO ANY SUCH CONDITION, INCLUDING THOSE SUGGESTED BY CODE OF ALA. (1975) § 35-4-271, EXPRESSLY ARE DISCLAIMED. THIS SALE IS SUBJECT TO ALL PRIOR LIENS AND ENCUMBRANCES AND UNPAID TAXES AND ASSESSMENTS INCLUDING ANY TRANSFER TAX ASSOCIATED WITH THE FORECLOSURE. THE SUCCESSFUL BIDDER MUST TENDER A NON-REFUNDABLE DEPOSIT OF FIVE THOUSAND DOLLARS AND NO/100 ($5,000.00) IN CERTIFIED OR CASH FUNDS AT THE TIME AND PLACE OF THE SALE. THE BALANCE OF THE PURCHASE PRICE MUST BE PAID IN CERTIFIED FUNDS BY CLOSE OF BUSINESS ON THE NEXT BUSINESS DAY THEREAFTER AT THE LAW OFFICE OF SHAPIRO AND INGLE, L.L.C. AT THE ADDRESS INDICATED BELOW. SHAPIRO AND INGLE, L.L.C. RESERVES THE RIGHT TO AWARD THE BID TO THE NEXT HIGHEST BIDDER, OR TO RESCHEDULE THE SALE, SHOULD THE HIGHEST BIDDER FAIL TO TIMELY TENDER THE TOTAL AMOUNT DUE.

PHH MORTGAGE CORPORATION, AND ITS SUCCESSORS AND ASSIGNS

MORTGAGEE OR TRANSFEREE

SHAPIRO AND INGLE, L.L.C.

10130 PERIMETER PARKWAY, SUITE 400

CHARLOTTE, NC 28216

704-333-8107/ 12-002587

ATTORNEYS FOR MORTGAGEE OR TRANSFEREE

Feb 21, 28 & Mar 7, 2014

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MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain Mortgage executed by Milton L. Bostick, an unmarried man, to Mortgage Electronic Registration Systems, Inc. (“MERS”), (solely as nominee for Lender, First Federal Bank, and Lender’s successors and assigns), dated the 13th day of June, 2008, which Mortgage was recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Instrument Number 3296068; said Mortgage having been transferred and assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”), (solely as nominee for Lender, First Federal Bank, and Lender’s successors and assigns) to Alabama Housing Finance Authority by virtue of that certain Assignment of Mortgage dated February 7, 2013 and recorded in said Probate Office in Instrument Number 3380921. The undersigned Alabama Housing Finance Authority as Assignee of said Mortgage will, under and by virtue of the power of sale contained in said Mortgage, sell at auction to the highest bidder for cash before the main entrance of the Etowah County Courthouse in the City of Gadsden, Alabama, during the legal hours of sale on March 27, 2014, the real property described in said Mortgage, which said description is hereby referred to and made a part hereof, said property being situated in Etowah County, Alabama, to-wit:

Lot Twelve (12) of Stonehedge Estates First Addition, as recorded in Plat Book “J”, Page 74, Probate Office, Etowah County, Alabama, and lying and being in Rainbow City, Etowah County, Alabama.

This sale is made for the purpose of realizing the mortgage debt, together with all expenses of the sale, including a reasonable attorney’s fee.

SASSER, SEFTON, BROWN,

TIPTON & DAVIS, P.C.

Bowdy J. Brown, Esq.

445 Dexter Avenue, Suite 8050

Montgomery, Alabama 36104

Our File No.: 49696-637

ATTORNEYS FOR ASSIGNEE

ALABAMA HOUSING FINANCE AUTHORITY

ASSIGNEE

Feb 21, 28 & Mar 7, 2014

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MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Thomas Jerry Hincy and Kerri Lynn Hincy, as husband and wife, to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for First Federal Bank, dated October 5, 2009, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, as Instrument Number 3321692. Said mortgage was subsequently sold, assigned and transferred to WELLS FARGO BANK, N.A.. Under and by virtue of the power of sale contained in said mortgage, the undersigned, WELLS FARGO BANK, N.A., will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in the City of Gadsden, Etowah County, Alabama on March 26, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Lot Number One Hundred Nineteen (119) in Cedar Bend South Subdivision to Southside, Alabama, as same appears of record in Plat Book “J”, Page 103, Probate Office, Etowah County, Alabama.

Property Street Address: 990 Cedar Cove, Southside, AL 35907 (provided for informational purposes only)

Said property will be sold “AS IS”. Said property will be sold subject to the right of redemption of all parties entitled thereto. NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above.

The debt secured by said Mortgage has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Mortgage. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation.

Wells Fargo Bank, N.A.

Mortgagee or Transferee

David Sigler

Attorney for Mortgagee or Transferee

Morris Hardwick Schneider, LLC

1 Independence Plaza

Suite 416

Birmingham, AL 35209

http://foreclosure.closingsource.net

AL-90000141-14

Feb 21, 28 & Mar 7, 2014

______________MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Vasti Gutierrez and Victor Gutierrez, husband and wife, to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Accredited Home Lenders, Inc., on the 26th day of May, 2005, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Document Number M-2005-2223; said mortgage having subsequently been transferred and assigned to HSBC Bank USA, National Association, as Indenture Trustee of the FBR Securitization Trust 2005-2, Callable Mortgage-Backed Notes, Series 2005-2, by instrument recorded in Instrument Number 3357859, in the aforesaid Probate Office; the undersigned HSBC Bank, USA, National Association, as Indenture Trustee of the FBR Securitization Trust 2005-2, Callable Mortgage-Backed Notes, Series 2005-2, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Gadsden, Etowah County, Alabama, on April 7, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Lot Number Two (2) in Block Number Two (2) in the First Addition to Rainbow Estates, according to the map or plat thereof, recorded in Plat Book “F”, Page 335, in the Probate Office, Etowah County, Alabama, and lying and being in Rainbow City, Etowah County, Alabama.

THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.

The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.

This sale is subject to postponement or cancellation.

HSBC Bank, USA, National Association, as Indenture Trustee of the FBR Securitization Trust 2005-2, Callable Mortgage-Backed Notes, Series 2005-2, Mortgagee/Transferee

Ginny Rutledge

SIROTE & PERMUTT, P.C.

P. O. Box 55727

Birmingham, AL 35255-5727

Attorney for Mortgagee/Transferee

www.sirote.com/foreclosures

87162

Feb 21, 28 & Mar 7, 2014

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MORTGAGE

FORECLOSURE SALE

Whereas, default having been made in the payment of the indebtedness secured by that certain mortgage executed by Eric Langley and wife, Brianna N. Langley, to Alabama Teachers Credit Union on the 22nd day of June, 2012, said mortgage being recorded at Instrument #: 3370715, Mortgage Records, Office of the Judge of Probate of Etowah County, Alabama, and the undersigned, by reason of such default, having declared the entire remaining indebtedness secured by said mortgage to be immediately due and payable, and said mortgage subject to foreclosure, and such default continuing, notice is hereby given, that acting under the power of sale contained in said mortgage, the undersigned, Dana L. Rice, will sell at public outcry to the highest bidder for cash in front of the Courthouse door in Gadsden, Etowah County, Alabama, during the legal hours of sale on the 17th day of March, 2014, the following described real estate situated in Etowah County, Alabama, to-wit:

Tract #1: Commencing at the Southwest Corner of the NE ¼ – SE ¼, Section 35, T-11-S, R-6-E, thence N 87º18’00” E 30.00’ to a point on the East R/W of Ruby Street (60’ R/W), thence S 03º00’03” E 60.00’ to a ½” capped rebar (LS#26281), also being the point of beginning, thence leaving said R/W N 87º18’00” E 229.15’ to a ½” capped rebar (LS#26281), thence S 11º01’10” E 290.85’ to a 1” rebar, thence N 89º38’05” W 127.00’ to a ½” capped rebar (LS#26281), thence S 13º03’07” W 134.87’ to a ½” capped rebar (LS#26281), on the North R/W of Tidmore Bend Road (50’R/W), thence along said R/W N 71º17’42” W 113.71’ to a capped pin found, on the East R/W of Ruby Street, thence along Ruby Street N 03º00’03” W 369.31’ to the point of beginning, containing 2.00 acres more or less.

Tract #2: Commencing at the Southwest corner of the NE ¼ – SE ¼, Section 35, T-11-S, R-6-E, thence N 87º18’00” E 30.00’ to a point on the East R/W of Ruby Street (60’ R/W), also being the point of beginning, thence N 02º31’18” W 99.86’ to a point, thence leaving Ruby Street N 87º14’50” E 149.18’ to a point, thence S 03º00’00” E 100.00’ to a point, thence N 87º18’00” E 70.68’ to a point, thence S 11º01’10” E 60.64’ to a point, thence S 87º18’00” W 229.15’ to a point on the East R/W of Ruby Street, thence N 03º00’03” W 60.00’ to the point of beginning, containing 0.65 acres more or less.

Said sale will be made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The sale will be subject to the rights of redemption by those parties entitled to redeem under the laws of the State of Alabama.

Alabama Teachers Credit Union

BY: /s/Dana L. Rice

Dana L. Rice, Its Attorney

Dana L. Rice, L.L.C.

P. O. Box 8345

Gadsden, Alabama 35902

(256) 546-0611

Feb 21, 28 & Mar 7, 2014

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MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain real estate mortgage executed by Stanley A. Hawkins and Deborah Hawkins, Husband and Wife, to The Exchange Bank of Alabama dated the 4th day of August, 2004, and recorded as Document Number: M-2004-3512, in the Office of the Judge of Probate, Etowah County, Alabama; said Mortgagee, by reason of such default having declared all the indebtedness secured by said mortgage due and payable, and said mortgage subject to foreclosure, and such default continuing, notice is hereby given that, acting under the powers of sale contained in said mortgage, the Mortgagee will sell at public outcry, for cash to the highest and best bidder, in front of the Courthouse door of the Etowah County Courthouse, during the legal hours of sale on February 13, 2014, the following described real estate situated in Etowah County, Alabama:

Lot Number 7 in Greenbriar Estates, according to the map or plat thereof as recorded in Plat Book J, Page 17, Probate Office, Etowah County, Alabama, and lying and being in Etowah County, Alabama.

Said sale will be made for the purpose of paying the indebtedness secured by the above described mortgage, and the proceeds thereof will be applied as provided by the terms of the mortgage, and said foreclosure sale will be made subject to any existing Federal Tax Liens and/or special assessments, if any, and all other liens, restrictions or encumbrances on record.

The sale was postponed on February 13, 2014, and has been rescheduled for March 17, 2014.

THE EXCHANGE BANK OF ALABAMA

By: /s/Laura T. Lloyd

TURNBACH, WARREN, LLOYD, FREDERICK & SMITH, P.C.

P. O. Box 129/200 Chestnut Street

Gadsden, Alabama 35902-0129

(256) 543-3664

Feb 21, 28 & Mar 7, 2014

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MORTGAGE

FORECLOSURE SALE

Whereas, default having been made in the payment of the indebtedness secured by that certain mortgage executed by Ashley R. Reeves, a single woman, to Alabama Teachers Credit Union on the 14th day of May, 2010, said mortgage being recorded at Instrument #: 3332091, Record of Mortgages, Office of the Judge of Probate of Etowah County, Alabama, and the undersigned, by reason of such default, having declared the entire remaining indebtedness secured by said mortgage to be immediately due and payable, and said mortgage subject to foreclosure, and such default continuing, notice is hereby given, that acting under the power of sale contained in said mortgage, the undersigned, Dana L. Rice, will sell at public outcry to the highest bidder for cash in front of the Courthouse door in Gadsden, Etowah County, Alabama, during the legal hours of sale on the 17th day of March, 2014, the following described real estate situated in Etowah County, Alabama, to-wit:

Parcel I: Lot #10, save and except a 2 ft. strip of even width off the East side thereof, in Gwin’s Court to Gadsden, according to the map thereof recorded in Plat Book “D”, Page 173, Probate Office, Etowah County, Alabama, lying and being in Gadsden, Etowah County, Alabama.

Parcel II: To reach the point of beginning for the parcel of land described herein, commence at a point on the centerline of Jupiter Street, which said point is North 03º40’ East, 146 feet from the intersection of the centerline of Jupiter Street with the North line of the SE ¼ of the NE ¼ in Section 8; thence run North 87º20’ East a distance of 91 feet to a point which said point is the point of beginning to describe the parcel of land conveyed herein; thence from said point of beginning continue running North 87º20’ East a distance of 192.12 feet to a point; thence run North 5º29’ East a distance of 78.3 feet to a point; thence run South 87º17’ West a distance of 200.89 feet to a point; thence run South 3º13’ West a distance of 77.31 feet to the point of beginning; said description embracing a portion of the NE ¼ of the NE ¼ in Section 8, Township 12 South, Range 6 East of the Huntsville Meridian, and lying and being in Gadsden, Etowah County, Alabama, and being a portion of those lands described in deed recorded in Book 1211, Page 807, and Book 1211, Page 809, Probate Office, Etowah County, Alabama.

Alabama Teachers Credit Union

BY: /s/Dana L. Rice

Dana L. Rice, Its Attorney

Dana L. Rice, L.L.C.

P. O. Box 8345

Gadsden, Alabama 35902

(256) 546-0611

Feb 21, 28 & March 7, 2014

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MORTGAGE

FORECLOSURE SALE

DEFAULT HAVING BEEN MADE IN THE PAYMENT OF THE INDEBTEDNESS SECURED BY THAT CERTAIN MORTGAGE EXECUTED ON APRIL 9, 2008 BY TROY SMILEY, A MARRIED MAN JOINED HEREIN BY HIS SPOUSE, SANDRA L. SMILEY, ORIGINALLY IN FAVOR OF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGEAMERICA, INC., AND RECORDED IN INSTRUMENT # AT 3293146 ON APRIL 28, 2008, IN THE OFFICE OF THE JUDGE OF PROBATE OF ETOWAH COUNTY, ALABAMA, AND SECURED INDEBTEDNESS HAVING BEEN TRANSFERRED OR ASSIGNED TO BRANCH BANKING AND TRUST COMPANY AS REFLECTED BY INSTRUMENT RECORDED IN INSTRUMENT #, 3397567 OF THE SAME OFFICE. SHAPIRO AND INGLE, L.L.C., AS COUNSEL FOR MORTGAGEE OR TRANSFEREE AND UNDER AND BY VIRTUE OF POWER OF SALE CONTAINED IN THE SAID MORTGAGE WILL, ON MARCH 19, 2014, SELL AT PUBLIC OUTCRY TO THE HIGHEST BIDDER IN FRONT OF THE MAIN ENTRANCE OF THE ETOWAH COUNTY, ALABAMA, COURTHOUSE IN THE CITY OF GADSDEN, DURING THE LEGAL HOURS OF SALE, THE FOLLOWING REAL ESTATE SITUATED IN ETOWAH COUNTY, ALABAMA, TO WIT:

PARCEL ONE: THE NORTH HALF (N1/2) OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION TWENTY-NINE (29) TOWNSHIP ELEVEN (11) SOUTH, RANGE FIVE (5), HUNTSVILLE MERIDIAN, BEING AND LYING AND ETOWAH COUNTY, ALABAMA.

PARCEL TWO: THE SOUTH HALF (S1/2) OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION TWENTY-NINE (29) TOWNSHIP ELEVEN (11) SOUTH, RANGE FIVE (5), HUNTSVILLE MERIDIAN, AND BEING AND LYING IN ETOWAH COUNTY, ALABAMA.

NOTICE OF THIS FORECLOSURE SALE IS ALSO GIVEN TO THE FOLLOWING PARTIES, WHO MAY HAVE SOME INTEREST IN SAID PROPERTY, IN ORDER THAT THEY MIGHT AVAIL THEMSELVES OF THE OPPORTUNITY TO BID AT SAID FORECLOSURE SALE: INTERNAL REVENUE SERVICE.

FOR INFORMATIONAL PURPOSES ONLY, THE PROPERTY ADDRESS IS: 1084 ANNA DRIVE, ATTALLA, AL 35954. THIS SALE IS MADE FOR THE PURPOSE OF PAYING THE INDEBTEDNESS SECURED BY SAID MORTGAGE, AS WELL AS THE EXPENSES OF FORECLOSURE. FURTHERMORE, THE PROPERTY TO BE OFFERED PURSUANT TO THIS NOTICE OF SALE IS BEING OFFERED FOR SALE, TRANSFER AND CONVEYANCE AS IS, WHERE IS. NEITHER THE MORTGAGEE, NOR THE OFFICERS, DIRECTORS, ATTORNEYS, EMPLOYEES, AGENTS OR AUTHORIZED REPRESENTATIVE OF THE MORTGAGEE MAKE ANY REPRESENTATION OR WARRANTY RELATING TO THE TITLE OR ANY PHYSICAL, ENVIRONMENTAL, HEALTH OR SAFETY CONDITIONS EXISTING IN, ON, AT OR RELATING TO THE PROPERTY OFFERED FOR SALE. ANY AND ALL RESPONSIBILITIES OR LIABILITIES ARISING OUT OF OR IN ANY WAY RELATING TO ANY SUCH CONDITION, INCLUDING THOSE SUGGESTED BY CODE OF ALA. (1975) § 35-4-271, EXPRESSLY ARE DISCLAIMED. THIS SALE IS SUBJECT TO ALL PRIOR LIENS AND ENCUMBRANCES AND UNPAID TAXES AND ASSESSMENTS INCLUDING ANY TRANSFER TAX ASSOCIATED WITH THE FORECLOSURE. THE SUCCESSFUL BIDDER MUST TENDER A NON-REFUNDABLE DEPOSIT OF FIVE THOUSAND DOLLARS AND NO/100 ($5,000.00) IN CERTIFIED OR CASH FUNDS AT THE TIME AND PLACE OF THE SALE. THE BALANCE OF THE PURCHASE PRICE MUST BE PAID IN CERTIFIED FUNDS BY CLOSE OF BUSINESS ON THE NEXT BUSINESS DAY THEREAFTER AT THE LAW OFFICE OF SHAPIRO AND INGLE, L.L.C. AT THE ADDRESS INDICATED BELOW. SHAPIRO AND INGLE, L.L.C. RESERVES THE RIGHT TO AWARD THE BID TO THE NEXT HIGHEST BIDDER, OR TO RESCHEDULE THE SALE, SHOULD THE HIGHEST BIDDER FAIL TO TIMELY TENDER THE TOTAL AMOUNT DUE.

BRANCH BANKING AND TRUST COMPANY, AND ITS SUCCESSORS AND ASSIGNS

MORTGAGEE OR TRANSFEREE

SHAPIRO AND INGLE, L.L.C.

10130 PERIMETER PARKWAY, SUITE 400

CHARLOTTE, NC 28216

704-333-8107/ 14-003295

ATTORNEYS FOR MORTGAGEE OR TRANSFEREE

Feb 21, 28 & Mar 7, 2014

______________

MORTGAGE

FORECLOSURE SALE

ALABAMA, ETOWAH COUNTY

Default having been made pursuant to the terms of that certain mortgage executed by Roosevelt Maiden, Sr. and Mary A. Maiden AKA Mary Garner, husband and wife to Mortgage Electronic Registration Systems, Inc., solely as nominee for The Southern Bank Company dated May 25, 2005, said mortgage being recorded in Instrument No.M-2005-2271 in the Office of the Judge of Probate of Etowah County, AL. Said Mortgage was last sold, assigned and transferred to Nationstar Mortgage LLC, , under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the courthouse door of Etowah County, AL during the legal hours of sale, on March 20, 2014 the following real estate, situated in Etowah County, AL, to-wit: Lot Number Eighteen (18) in Block Number Ten (10) of Goodyear Highlands, according to the map or plat thereof recorded in Plat Book “C”, Page 82, in the Probate Office of Etowah County, Alabama. Said property is commonly known as 422 Taylor Street, Gadsden, AL 35903. The indebtedness has been and is hereby declared due and payable because of default under the terms of said Mortgage and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Mortgage and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way; the statutory right of redemption pursuant to Alabama law; and any other matters of record superior to said Mortgage. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Roosevelt Maiden, Sr. and Mary A. Maiden AKA Mary Garner, husband and wife or tenant(s). RCO Legal, P.C. 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 (770) 234-9192 TS#: 1R167614 FEI # 2013.00802

Feb 21, 28 & Mar 7, 2014

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MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Edgar H. Glaze and Kristen A Glaze, husband and wife, to Wells Fargo Bank, N.A., dated September 20, 2012, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, as Instrument Number 3374377. Under and by virtue of the power of sale contained in said mortgage, the undersigned, WELLS FARGO BANK, NA, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in the City of Gadsden, Etowah County, Alabama on April 23, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Lot Number 1 in Block Number 4, Unit Number 2 of Scenic Park to Gadsden, Alabama, according to the map or plat thereof recorded in Plat Book “F”, Page 237, Probate Office, Etowah County, Alabama, lying and being in Gadsden, Alabama.

Property Street Address: 308 Mountain Drive, Gadsden, AL 35904 (provided for informational purposes only)

Wells Fargo Bank, NA

Mortgagee or Transferee

David Sigler

Attorney for Mortgagee or Transferee

Morris Hardwick Schneider, LLC

1 Independence Plaza

Suite 416

Birmingham, AL 35209

http://foreclosure.closingsource.net

AL-90000169-14

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Cecil Faulkner and Mary C. Faulkner, husband and wife, to Preferred Mortgage, Inc., on the 17th day of May, 1996, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Book 3248, page 228; said mortgage having subsequently been transferred and assigned to CitiMortgage, Inc., by instrument recorded in Instrument Number 3344930, in the aforesaid Probate Office; the undersigned CitiMortgage, Inc., successor by merger to CitiFinancial Mortgage Company, Inc., successor by merger to IMC Mortgage Corp., as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Gadsden, Etowah County, Alabama, on April 7, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Lots No. 120 through 127 as shown on the map of Forest Heights Supplemental Addition Number One (1) as recorded in Plat Book ‘’G’’, Page 13, Probate Office of Etowah County, Alabama, and lying and being in Rainbow City, Etowah County, Alabama.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.

The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.

This sale is subject to postponement or cancellation.

CitiMortgage, Inc., successor by merger to CitiFinancial Mortgage Company, Inc., successor by merger to IMC Mortgage Corp., Mortgagee/Transferee

Rebecca Redmond

SIROTE & PERMUTT, P.C.

P. O. Box 55727

Birmingham, AL 35255-5727

Attorney for Mortgagee/Transferee

www.sirote.com/foreclosures

261679

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Eugene Woods, an unmarried man, to AmSouth Mortgage Company, Inc., on the 18th day of August, 1995, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Book 3166, Page 154; said mortgage having subsequently been transferred and assigned to JPMorgan Chase Bank, National Association, by instrument recorded in Instrument Number 3396257, in the aforesaid Probate Office; the undersigned JPMorgan Chase Bank, National Association, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Gadsden, Etowah County, Alabama, on April 7, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Lot Number 11, Block Number 24, Thornton Addition to Gadsden, Alabama, as recorded in Plat Book B, Pages 334-335, Probate Office, Etowah County, Alabama.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.

The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.

This sale is subject to postponement or cancellation.

JPMorgan Chase Bank, National Association, Mortgagee/Transferee

Rebecca Redmond

SIROTE & PERMUTT, P.C.

P. O. Box 55727

Birmingham, AL 35255-5727

Attorney for Mortgagee/Transferee

www.sirote.com/foreclosures

318105

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by mortgage executed by Beau D. Horton and wife, Lila Denise Horton, to Joe E. Gamberi, Jr., and Frank Minogue dated March 24, 2009, and filed for record in the Office of the Judge of Probate of Etowah County, Alabama, as Instrument #3310761; the undersigned mortgage owner, Joe E. Gamberi, Jr., and Frank Minogue, has elected to declare the entire indebtedness secured by said mortgage due and payable as provided in the terms of said mortgage, and acting under and by virtue of the power and authority given by said mortgage, will on the 2nd day of April, 2014, during the legal hours of sale, sell at public outcry to the highest bidder for cash in front of the courthouse door, City of GADSDEN, ETOWAH County, Alabama, the following described real estate situated in ETOWAH County, Alabama, to-wit:

Lot Number Twenty-two (22) in Molly “B” Estates, according to the plat or map thereof as the same appears of record in Plat Book “J”, Page 4, Probate Office, Etowah County, Alabama.

The proceeds of said sale will be used, expended and applied in accordance with the terms of said mortgage.

Joe E. Gamberi, Jr., and Frank Minogue

Mortgage Owner

COPELAND LAW FIRM, LLP

Attorneys for owner

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by mortgage executed by April Hopper and husband, Michael Hopper, to Vision Investments, LLC, dated July 25, 2013, and filed for record in the Office of the Judge of Probate of Etowah County, Alabama, as Instrument #3389093; the undersigned mortgage owner, Vision Investments, LLC, has elected to declare the entire indebtedness secured by said mortgage due and payable as provided in the terms of said mortgage, and acting under and by virtue of the power and authority given by said mortgage, will on the 2nd day of April, 2014, during the legal hours of sale, sell at public outcry to the highest bidder for cash in front of the courthouse door, City of GADSDEN, ETOWAH County, Alabama, the following described real estate situated in ETOWAH County, Alabama, to-wit:

All that part of the NE1/4 of the NE1/4 of Section 12, Township 10 South, Range 5 East, Etowah County, State of Alabama, being more particularly described as beginning at a point (IPS) that is North 88deg 24’34” West, 943.00 feet from the purported NE corner (RRSF) of the NE1/4 of the NE1/4 of Section 12; said point being located on the approximate North boundary of Section 12 and the South side of Horton Gap Road; thence from the true point of beginning South 01deg 49’26” West, leaving said approximate North boundary and the South side of Horton Gap Road 170.00 feet to a point (IPS); thence North 88deg 24’34” West, 90.01 feet to a point (IPS); thence North 01deg 49’26” East, 170.00 feet to a point (IPS); said point being located on the said approximate North boundary of Section 12 and the South side of Horton Gap Road; thence South 88deg 24’34” East along and with said approximate North boundary of Section 12 and the South side of Horton Gap Road 90.01 feet to the point of true beginning; being subject any rights of ways and/or easements recorded or unrecorded that may exist.

The proceeds of said sale will be used, expended and applied in accordance with the terms of said mortgage.

Vision Investments, LLC

Mortgage Owner

COPELAND LAW FIRM, LLP

Attorneys for owner

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Fred D. Whitfield, Sr. and spouse, Helen Whitfield, to CitiFinancial Corporation, LLC, on August 20, 2009, said mortgage being recorded in the Office of the Judge of Probate of Etowah County, Alabama, at Instrument No., 3318841; CitiFinancial Servicing, LLC, successor by merger with CitiFinancial Corporation, LLC, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Etowah County Courthouse, in Gadsden, Alabama, on April 3, 2014, during the legal hours of sale, the following described real estate, situated in Etowah County, Alabama, to-wit:

PARCEL I:

A LOT OR PARCEL OF LAND DESCRIBED AS A POINT IN THE WEST LINE OF LOT NO. I-A WHICH IS 320 FEET SOUTHERLY, MEASURED ALONG SAID WEST LINE FROM THE NORTHWEST CORNER THEREOF AND FROM THENCE RUN IN A SOUTHERLY DIRECTION AND ALONG THE WEST LINE OF SAID LOT A DISTANCE OF 100 FEET TO THE NORTHWEST CORNER OF THAT CERTAIN TRACT CONVEYED BY EDGAR F. STEPHENS AND WIFE, LILLIE MAE STEPHENS, TO JAMES R. SATTERFIELD AND WIFE, VALERIE LUCILLE SATTERFIELD BY DEED DATED NOVEMBER 17, 1955 AND RECORDED IN BOOK 642, PAGE 559, PROBATE OFFICE, ETOWAH COUNTY, ALABAMA; THENCE IN AN EASTERLY DIRECTION AND ALONG THE NORTHERLY LINE OF SAID SATTERFIELD LOT A DISTANCE OF 119 FEET, MORE OR LESS, TO A POINT IN THE PRESENT NORTHWESTERLY RIGHT OF WAY LINE OF FAIRVIEW ROAD; THENCE IN A NORTHEASTERLY DIRECTION AND ALONG THE NORTHWESTERLY LINE OF SAID ROAD A DISTANCE OF 100 FEET TO A POINT; THENCE IN A WESTERLY DIRECTION IN A DIRECT LINE A DISTANCE OF 161 FEET, MORE OR LESS, TO THE POINT OF BEGINNING, SAID DESCRIPTION EMBRACING A PORTION OF LOT NUMBER ONE A (I-A) IN W.C. SITZ SUBDIVISION, ACCORDING TO THE MAP THEREOF RECORDED IN PLAT BOOK “C”, PAGE 325, PROBATE OFFICE, ETOWAH COUNIY, AND LYING AND BEING IN GADSDEN, ETOWAH COUNTY, ALABAMA AND SUBJECT TO THE RIGHTS OF ALABAMA POWER COMPANY RECORDED IN BOOK 7-A, PAGE 162, BOOK 7-F, PAGE 364 AND BOOK 836, PAGE 265, PROBATE OFFICE, ETO1AH COUNTY, ALABAMA.

PARCEL II:

A TRACT OF LAND DESCRIBED AS FOLLOWS: BEGIN AT A POINT ON THE EAST LINE OF THE NE 1/4 OF THE SE 1/4 OF SECTION 20, WHICH POINT IS 897 FEET NORTH FROM THE SOUTHEAST CORNER OF SAID FORTY AND FROM THE POINT OF BEGINNING RUN NORTH 69 DEGREES 10 MINUTES WEST A DISTANCE OF 109 FEET; THENCE RUN IN A NORTHERLY DIRECTION A DISTANCE OF 100 FEET TO A POINT 84 FEET FROM THE EAST LINE OF SAID FORTY AT A POINT 100 FEET NORTH OF THE POINT OF BEGINNING; THENCE EAST A DISTANCE OF 84 FEET TO A POINT IN THE EAST LINE OF SAID FORTY 100 FEET NORTH OF THE POINT OF BEGINNING; THENCE SOUTH AND ALONG THE EAST LINE OF SAID FORTY 100 FEET TO THE POINT OF BEGINNING; SAID TRACT EMBRACING A PORTION OF THE NE 1/4 OF THE SE 1/4, SECTION 20, TOWNSHIP 11 SOUTH, RANGE 6 EAST OF THE HUNTSVILLE MERIDIAN, IN GADSDEN, ETOWAH COUNTY, ALABAMA.

SUBJECT TO ALL RESTRICTIONS, RESERVATIONS, RIGHTS, EASEMENTS, RIGHTS-OF-WAY, PROVISIONS, COVENANTS, TERMS, CONDITIONS AND BUILDING SET BACK LINES OF RECORD.

ADDRESS: 2532 FAIRVIEW RD; GADSDEN, AL 35904 PARCEL ID NO., 31-10-05-21-0-001-119.000

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure.

CitiFinancial Servicing, LLC, successor by merger with CitiFinancial Corporation, LLC

Transferee

Jauregui & Lindsey, LLC

2110 Devereux Circle

Birmingham, AL 35243

205-988-8888

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain Mortgage executed by Charles Lewis Rectenwald, II and Amanda G. Rectenwald, husband and wife, to Mortgage Electronic Registration Systems, Inc. (“MERS”), (solely as nominee for Lender, First Federal Bank, and Lender’s successors and assigns), dated the 30th day of May, 2008, which Mortgage was recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Instrument Number 3295195; said Mortgage having been transferred and assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”), (solely as nominee for Lender, First Federal Bank, and Lender’s successors and assigns) to Alabama Housing Finance Authority by virtue of that certain Assignment of Mortgage dated December 5, 2013 and recorded in said Probate Office in Instrument Number 3395865. The undersigned Alabama Housing Finance Authority as Assignee of said Mortgage will, under and by virtue of the power of sale contained in said Mortgage, sell at auction to the highest bidder for cash before the main entrance of the Etowah County Courthouse in the City of Gadsden, Alabama, during the legal hours of sale on April 1, 2014, the real property described in said Mortgage, which said description is hereby referred to and made a part hereof, said property being situated in Etowah County, Alabama, to-wit:

Lot Number Eleven (11) and a tract or parcel of land described as beginning at a point where the Southwest line of Lot Number Ten (10) intersects the Southeast line thereof, said point being in the Northwest line of Mountain Drive, and from said point of beginning run in a Northwesterly direction and along the Southwest line of Lot Number Ten (10) a distance of 279.1 feet to the Northwest line thereof, and from thence run in a Northeasterly direction and along the Northwest line of said Lot Number Ten (10) a distance of 39.47 feet to a point, and from thence run in a Southeasterly direction and in a direct line to a point in the Southeast line of said lot, which said point is 37.5 feet Northeasterly of the Southwest line of said Lot Number Ten (10), measured along the Southeast line of said Lot Number Ten (10) and from thence run in a Southwesterly direction along the Southeast line of said Lot Number Ten (10) and along the Northwest line of Mountain Drive, a distance of 37.5 feet to the point of beginning, and embracing what is commonly known as the Southwest Half (SW 1/2) of Lot Number Ten (10), all in Block Number One (1), in Unit Two (2) of Scenic Park, according to the map thereof recorded in Plat Book “F”, Pages 237 and 239, Probate Office, and lying and being in Gadsden, Etowah County, Alabama, save and except all minerals, mineral and mining rights, below depth of 200 feet, and subject to rights of Alabama Power Company and Southern Bell Telephone and Telegraph Company, as shown by instrument recorded in Book 584, Page 453, Probate Office, Etowah County, Alabama.

This sale is made for the purpose of realizing the mortgage debt, together with all expenses of the sale, including a reasonable attorney’s fee.

SASSER, SEFTON, BROWN,

TIPTON & DAVIS, P.C.

Bowdy J. Brown, Esq.

445 Dexter Avenue, Suite 8050

Montgomery, Alabama 36104

Our File No.: 49696-1119

ATTORNEYS FOR ASSIGNEE

ALABAMA HOUSING FINANCE AUTHORITY

ASSIGNEE

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Tricia B McMurray and Tracy N McMurray, Wife and Husband, to Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Regions Bank DBA AmSouth Bank, on December 13, 2006, said mortgage being recorded in the Office of the Judge of Probate of Etowah County, Alabama, at Instrument Number, 3261956; and subsequently transferred to Regions Bank d/b/a Regions Mortgage; Regions Bank d/b/a Regions Mortgage, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Etowah County Courthouse, in Gadsden, Alabama, on March 27, 2014, during the legal hours of sale, the following described real estate, situated in Etowah County, Alabama, to-wit:

Lot Twenty-five (25), Larrydale Subdivision, recorded in Plat Book “F”, Page 323, Probate Office, Etowah County, Alabama.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure.

Regions Bank d/b/a Regions Mortgage

Transferee

Jauregui & Lindsey, LLC

2110 Devereux Circle

Birmingham, AL 35243

205-988-8888

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Larry Howell, a married man and wife, Paula Howell, to The Bank, on August 23, 2005, said mortgage being recorded in the Office of the Judge of Probate of Etowah County, Alabama, at Book 3202, Page 122; and subsequently transferred to ABN AMRO Mortgage Group, Inc.; CitiMortgage, Inc., as Successor by merger with ABN AMRO Mortgage Group, Inc., under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Etowah County Courthouse, in Gadsden, Alabama, on April 1, 2014, during the legal hours of sale, the following described real estate, situated in Etowah County, Alabama, to-wit:

Commencing at the NE corner of the NE ¼ of the NW ¼ of the Section 36, Township 9 South, Range 4 East in Marshall County, Alabama; thence South 00 deg. 15` 00” East 283.00 feet to a point; thence West 360 feet to a point; thence South 83 deg. 08` 00” West 42.10 feet to a point; thence South 63 deg. 20` 00” West 79.20 feet to a point; thence South 48 deg. 24` 00” West 20.00 feet to an iron pin found on the West margin of Carole Street, the point of beginning for the property herein described; thence along the West margin of Carole Street South 43 deg. 48` 00” West 99.39 feet to an iron pin found on the West margin of said Carol Street; thence leaving the West margin of said Carol Street, North 49 deg. 59` 01” West 170.66 feet to an iron pin found; thence North 40 deg. 30` 41” East 100.17 feet to an iron pin found; thence South 49 deg. 39` 30” East 176.36 feet to the point of beginning, containing 0.40 acres., more or less, this property is also known as Lot 9. Block 4. Willow Road Subdivision.

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure.

CitiMortgage, Inc., as Successor by merger with ABN AMRO Mortgage Group, Inc.

Transferee

Jauregui & Lindsey, LLC

2110 Devereux Circle

Birmingham, AL 35243

205-988-8888

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in payment of the indebtedness secured by mortgage given by Jessie L. Thornton to Frank Lee Ledford and wife, Anna Deidra Ledford, dated the 25th day of October, 2013, recorded as Instrument Number: 3393854, Probate Office of Etowah County, Alabama, and the undersigned, by reason of such default, having declared the entire remaining indebtedness secured by said mortgage to be immediately due and payable and said mortgage subject to foreclosure and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage, the undersigned will sell, at public outcry, to the highest bidder for cash, in front of the front door of the Etowah County Courthouse, in Gadsden, Alabama, between the legal hours of sale on March 21, 2014, the following described real property situated in Etowah County, Alabama:

Lot Nine (9) in Block Five (5) of Kyle’s Cheap Home Addition to Alabama City, Alabama, as recorded in Plat Book “B”, Page 189, Probate Office, Etowah County, Alabama, being a part of the subdivision of the East Half of the Northwest Quarter of the Northeast Quarter, Section 1, Township 12, Range 5, Etowah County, Alabama, said lot fronting 50 feet on Second Street and running back 126 feet to an alley.

Said sale will be made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. Proceeds thereof will be applied as provided by the terms of said mortgage.

Said sale subject to all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements and rights-of-way; the statutory right of redemption pursuant to Alabama law; and any other matters of record superior to said Mortgage.

Dated: February 26, 2014

FRANK LEE LEDFORD and wife, ANNA DEIDRA LEDFORD, Mortgagees

BY: GEORGE C. DAY, JR.

Attorney for Mortgagees

Day & Willoughby, P.C.

1925 Rainbow Drive

Gadsden, Alabama 35901

(256) 543-1660

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Timothy C. Tawbush and wife, Amy K. Tawbush, to Community Bank, on the 4th day of May, 1999, said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Book 1999 Page 270; the undersigned Cadence Bank, National Association, successor by merger with Superior Bank, National Association f/k/a Superior Bank, successor by merger with Community Bank, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Gadsden, Etowah County, Alabama, on April 7, 2014, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Etowah County, Alabama, to-wit:

Lot Number Four (4) in Pilgrim Rest Subdivision, according to the Map or Plat thereof recorded in Plat Book “1” Page 124, Probate Office, Etowah County, Alabama, also and including a portion of Lot Number 3 described as commencing at the Southeasterly corner of a Lot Number 3 of the aforesaid subdivision thence run in a Northwest direction along the Northern right of way line of Heritage Trace Road a distance of 98.00 feet to the point of beginning; thence continue along aforesaid right of way a distance of 2.00 feet to a point; thence deflect right as to form an interior angle of 100 degrees 18 minutes and run a distance of 167.9 feet to a point; thence deflect right to form an interior angle of 73 degrees 46 minutes and run a distance of 42.17 feet to a point; thence deflect right to form an angle of 92 degrees 23 minutes and run a distance of 161.18 feet to the point of beginning.

Property Street Address: 2461 Heritage Trace, Southside, AL 35907

This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure.

The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.

This sale is subject to postponement or cancellation.

Cadence Bank, National Association, successor by merger with Superior Bank, National Association f/k/a Superior Bank, successor by merger with Community Bank, Mortgagee/Transferee

Rebecca Redmond

SIROTE & PERMUTT, P.C.

P. O. Box 55727

Birmingham, AL 35255-5727

Attorney for Mortgagee/Transferee

www.sirote.com/foreclosures

314487

Feb 28, Mar 7 & 14, 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by mortgage executed by David McWhorter and wife, Kimberly McWhorter to G & M Homes, LLC, dated February 8, 2012, and filed for record in the Office of the Judge of Probate of Etowah County, Alabama, in Instrument # 3362132; the undersigned mortgage owner, G & M Homes, LLC, has elected to declare the entire indebtedness secured by said mortgage due and payable as provided in the terms of said mortgage, and acting under and by virtue of the power and authority given by said mortgage, will on the 30th day of December, 2013, during the legal hours of sale, sell at public outcry to the highest bidder for cash in front of the courthouse door, City of Gadsden, Etowah County, Alabama, the following described real estate situated in Etowah County, Alabama, to-wit:

Lot 24 as shown on the map of Windy Hills Subdivision as recorded in Plat Book “H”, Page 135, Probate Office, Etowah County, Alabama.

The proceeds of said sale will be used, expended and applied in accordance with the terms of said mortgage.

G & M Homes, LLC

Mortgage Owner

COPELAND LAW FIRM, LLP

Attorneys for owner

This foreclosure sale has been postponed until March 13, 2014.

Feb 28. 2014

______________

MORTGAGE

FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage dated September 26, 2011, executed by Josh Taylor, a single man, to Mortgage Electronic Registration Systems, Inc. solely as nominee for First Federal Bank, which mortgage was recorded on September 28, 2011, in Instrument Number 3355797, of the mortgage records in the Office of the Judge of Probate of Etowah County, Alabama, which mortgage was, duly transferred and assigned to JPMorgan Chase Bank, National Association, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main entrance to the Etowah County Courthouse at Gadsden, Alabama, during the legal hours of sale on February 18, 2014, the following described real estate, situated in Etowah County, Alabama, to-wit:

Lots 4 and 5 in Green Valley Lake Estates, Unit 10, according to the Map or Plat thereof recorded in Plat Book 1, Pages 117 and 118, Probate Office, Etowah County, Alabama.

This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure.

JPMorgan Chase Bank, National Association

Transferee

Robert J. Wermuth/cls

Stephens Millirons, P.C.

P.O. Box 307

Huntsville, Alabama 35804

Attorney for Mortgagee

The sale provided for hereinabove was postponed on the 18th day of February, 2014, by public announcement being made at the Main entrance to the Etowah County Courthouse, Gadsden, Alabama, during the legal hours of sale. Said foreclosure sale shall be held on the 18th day of March, 2014, at the Main entrance to the Etowah County Courthouse, Gadsden, Alabama, during the legal hours of sale.

Feb 28, 2014

______________

NOTICE TO

FILE CLAIMS

DR. MICHAEL T. GALLAGHER, appointed Personal Representative (s) on February 3, 2014, Estate of LOLA CARTER GALLAGHER, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 14, 21 & 28, 2014

______________

NOTICE TO

FILE CLAIMS

WALTER WOODROW FELTON, appointed Personal Representative (s) on January 31, 2014, Estate of DEBORAH WEYNONIA FELTON, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 14, 21 & 28, 2014

______________

NOTICE TO

FILE CLAIMS

KAY S. GRAY, appointed Personal Representative (s) on January 27, 2014, Estate of JULIA H. SCARBROUGH, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 14, 21 & 28, 2014

______________

NOTICE TO

FILE CLAIMS

LYNN B. COLLIER, appointed Personal Representative (s) on February 3, 2014, Estate of CLARENCE BERTRAM COLLIER, JR, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 14, 21 & 28, 2014

______________

NOTICE TO

FILE CLAIMS

RICHARD KIM LACKEY, appointed Personal Representative (s) on January 8, 2014, Estate of CHARLES MAURICE LACKEY, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 21, 28 & Mar 7, 2014

______________

NOTICE TO

FILE CLAIMS

NATASHA CLARK, appointed Personal Representative (s) on September 25, 2014, Estate of LIA TERESA MARTIN, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 21, 28 & Mar 7, 2014

______________

NOTICE TO

FILE CLAIMS

ELLEN M. RILEY f/k/a/ ELLE M. HILLMAN PEEPLES, appointed Personal Representative (s) on January 7, 2014, Estate of EUGENE EVERETT PEEPLES, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 21, 28 & Mar 7, 2014

______________

NOTICE TO

FILE CLAIMS

JUDY G. ALFORD, appointed Personal Representative (s) on February 6, 2014, Estate of THOMAS BRACK ALFORD, JR., deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 21, 28 & Mar 7, 2014

______________

NOTICE TO

FILE CLAIMS

TOMMY LYNN AUSTIN appointed Personal Representative (s) on February 17, 2014 Estate of LENA MAE AUSTIN, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

NOTICE TO

FILE CLAIMS

CLARENCE GEORGE DILLAPREE appointed Personal Representative (s) on February 3, 2014 Estate of SHERRY PULLIAM, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

NOTICE TO

FILE CLAIMS

JOAN SATTERFIELD PHILLIPS appointed Personal Representative (s) on February 18, 2014 Estate of WILLIAM CHARLIE (W.C.) SATTERFIELD, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

NOTICE TO

FILE CLAIMS

MARY B. WRIGHT appointed Personal Representative (s) on February 17, 2014 Estate of JILL A. GIARAMITA, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

NOTICE TO

FILE CLAIMS

JIMMY E. & JOHNNY L. RICHARDSON appointed Personal Representative (s) on February 19, 2014 Estate of JAMES RICHARDSON, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

NOTICE TO

FILE CLAIMS

STACY HAYES HAMBY appointed Personal Representative (s) on February 14, 2014 Estate of CAROLYN SIMMONS HAYES SAMPLES A/K/A CAROLYN ANNETTE HAYES, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

NOTICE TO

FILE CLAIMS

BETTYE G GOODWIN appointed Personal Representative (s) on February 17, 2014 Estate of J. DAVID GOODWIN, JR, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

NOTICE TO

FILE CLAIMS

LINDA H. FERGUSON appointed Personal Representative (s) on February 10, 2014 Estate of BURNIS I. HOWARD, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

NOTICE TO

FILE CLAIMS

CHERYL JENKINS appointed Personal Representative (s) on February 17, 2014 Estate of C. GERALD PHILLIPS, deceased, Probate Court of Etowah County, Alabama notifies all persons that claims not filed within six months will be barred.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

______________

LEGAL NOTICE

NOTICE TO: LOUIS DIXON BUSH, JASON RICHARD BUSH, JOSHUA WAYNE BUSH, JOHN LEE BUSH AND BRANDIE IRENE BUSH AND ALL HEIRS-AT-LAW AND NEXT-OF-KIN

CASE NUMBER: S-7814

A Petition to Probate the Last Will and Testament of Richard F. Bush shall be heard on the 26^th day of March, 2014, at 10:30 a.m. in the Probate Court of Etowah County, Alabama, 800 Forrest Avenue, Gadsden, Alabama.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7, 14 & 21, 2014

______________

NOTICE OF

ADOPTION PROCEEDINGS

IN THE PROBATE COURT OF ETOWAH COUNTY, ALABAMA

CASE NO. A-678

Notice to: Unknown father

Take notice that a Petition for the Adoption of a child born to Lori Danielle Partee (natural mother), is set to be heard on the 9^th day of April, 2014, at 11:00 o’clock a.m. at the Etowah County Courthouse in Gadsden, Alabama. Minor child’s birth date is September 27, 2010.

Please be advised that if you intend to contest this adoption, you must file a written response within thirty (30) days of the date of the last publication herein with counsel for said Petitioner, whose name and address are as shown below and with the Clerk of the Probate Court.

DONE this 3^rd day of February, 2014.

Bobby M. Junkins

Judge of Probate

Name and address of attorney

Jared D. Vaughn, Esq.

827 Chestnut Street

Gadsden, AL 35901

256-547-4444

Feb 7, 14, 21 & 28, 2014

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NOTICE OF

PUBLICATION

NOTICE OF PETITION TO TERMINATE PARENTAL RIGHTS

You will please take notice that a Petition for Termination of Parental Rights of biological mother, Samantha Nichols, and biological father, David Dallas was filed by the Department of Human Resources in the District Court of Etowah County, Alabama. A hearing will be held on May 1, 2014 at 8:30 a.m. on the Petitioner’s Petition to Terminate Parental Rights. Minor child’s birth date is January 17, 2011.

Samantha Nichols, biological mother, and David Dallas, biological father, whose whereabouts are unknown, must answer Petitioner’s Petition to Terminate Parental Rights within 14 days of the last publication notice, or, thereafter, a judgment by default may be rendered against them both in Case Number JU-11-222.02 in the District Court of Etowah County, Alabama.

Done this 27^th day of January, 2014.

Will Clay

District Judge

Feb 14, 21, 28 & March 7, 2014

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NOTICE OF

PUBLICATION

NOTICE OF PETITION TO TERMINATE PARENTAL RIGHTS

You will please take notice that a Petition for Termination of Parental Rights of biological mother, Samantha Nichols, and unknown biological father was filed by the Department of Human Resources in the District Court of Etowah County, Alabama. A hearing will be held on M ay 1, 2014 at 8:30 a.m. on the Petitioner’s Petition to Terminate Parental Rights. Minor child’s birth date is March 7, 2008.

The biological mother and the unknown biological father, whose whereabouts are unknown, must answer Petitioner’s Petition to Terminate Parental Rights within 14 days of the last publication notice, or, thereafter, a judgment by default may be rendered against them both in Case Number JU-11-223.02 in the District Court of Etowah County, Alabama.

Done this 27^th day of January, 2014.

Will Clay

District Judge

Feb 14, 21, 28 & March 7, 2014

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NOTICE OF

PUBLICATION

IN THE PROBATE COURT OF ETOWAH COUNTY, ALABAMA

In Re: The Estate of EDWINA FOWLER BARCLAY, Deceased.

Case No.: S-7840

Notice to: Unknown heirs who are the issue of Nan Harbin whose whereabouts are unknown.

You will hereby take notice that on this day came LeeAnn Fowler and filed a Petition to Admit Will to Probate and for Letters Testamentary and moves the Court to enter an Order granting the Petition to Admit Will to Probate and for Letters Testamentary as such Personal Representative.

You are hereby notified to appear before me, at my office in the Courthouse of said County, on the 3^rd day of April, 2014, at 11:00 o’clock a.m. when the Petition to Admit Will to Probate and for Letters Testamentary willb e considered, and to show cause, if any, why LeeAnn Fowler should not be appointed Personal Representative over the Estate of Edwina Fowler Barclay.

This the 19^th day of January, 2014 at Gadsden, AL.

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7 & 14, 2014

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PUBLICATION

ON ADOPTION

IN THE MATTER OF: THE ADOPTION PETITION OF ROSELLA MORRISON AND JOHN MORRISON

NOTICE TO THE UNKNOWN OR UNDISCLOSED PARENT OF: A CHILD BORN TO BEANNA WILSON, WHOSE ADDRESS IS ALSO UNKNOWN OR UNDISCLOSED

You will take notice that a Petition for the Adoption of a child born to BREANNA WILSON, (Natural Mother), set to be heard on April 30, 2014 at 2:00 p.m., was filed on the 17^th day of December, 2014, alleging that the identity of the natural parent of said minor child is unknown and has not been disclosed to the Court, and whose relationship of said unknown or undisclosed natural parent to the aforesaid minor child is that of putative father. Minor Child’s birth date is April 30, 2013.

Please be advised that should you intend to contest this adoption, you must file a written response within thirty (30) days of the date of the last publication herein with Clark Hall whose name and address is shown below, and with the Clerk of the Probate Court of Etowah County, Alabama, Courthouse, 800 Forrest Avenue, Gadsden, Alabama 35901.

Done this 21^st day of Feb. 2014.

Clark Hall, Esq.

750 Forrest Avenue

Gadsden, AL 35901

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7, 14 & 21, 2014

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PUBLICATION ON

ADOPTION

NOTICE TO THE UNKNOWN OR UNDISCLOSED PARENT OF: A CHILD BORN TO KAREN KIRBY, WHOSE ADDRESS IS ALSO UNKNOWN OR UNDISCLOSED.

You will take notice that a Petition for the Adoption of a child born to Karen Kirby, Natural Mother, set to be heard on April 10, 2014 at 3:00 p.m., was filed on the 4^th day of February, 2014, alleging that the identity of the natural parent of said minor child is unknown and has not been disclosed to the Court, and whose relationship of said unknown or undisclosed natural parent to the aforesaid minor child is that of putative father. Minor child’s birth date is September 11, 2003.

Please be advised that should you intend to contest this adoption, you must file a written response within thirty (30) days of the last publication herein with Carla M. Handy, whose name and address is shown below, and with the Clerk of the Probate Court of Etowah County, Alabama, Courthouse, 800 Forrest Avenue, Gadsden, Alabama 35901.

Done this 20^th day of Feb, 2014.

Carla M. Handy

P. O. Box 948

Gadsden, AL 359023

Bobby M. Junkins

Judge of Probate

Feb 28, Mar 7, 14 & 21, 2014

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NOTICE OF

VEHICLE

POSSESSION

Notice is hereby given that the undersigned will proceed to take possession of the following described abandoned vehicle on March 24, 2014 for charges due.

2005 Chev Colorado VIN# 1GCCS 198958 287496

Clubview Services

1900 Rainbow Dr.

Gadsden, AL 35901

Feb 21 & 28, 2014

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NOTICE OF

VEHICLE

POSSESSION

Notice is hereby given that the undersigned will proceed to take possession of the following described abandoned vehicle on April 7, 2014 for charges due.

1993 Mercury Cougar VIN# 1MEPM6 241PH64 1951

Thomas Sean Auto Sales

3701 W Meighan Blvd

Gadsden, AL 35904

Feb 28 & Mar 3, 2014

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NOTICE OF

VEHICLE

POSSESSION

Notice is hereby given that the undersigned will proceed to take possession of the following described abandoned vehicle on April 7, 2014 for charges due.

1995 Harley Davidson VIN# 1H1BML 17WY02 5979

Larry Powell

905 Lexington Ave

Gadsden, AL 35904

Feb 28 & Mar 3, 2014

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NOTICE OF

VEHICLE

POSSESSION

Notice is hereby given that the undersigned will proceed to take possession of the following described abandoned vehicle on April 7, 2014 for charges due.

Cadillac VIN# 1GGDW52T 9RR 702563

Buddys Towing

313 N 9^th Street

Gadsden, AL 35901

Feb 28 & Mar 3, 2014

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NOTICE OF

VEHICLE

POSSESSION

Notice is hereby given that the undersigned will proceed to take possession of the following described abandoned vehicle on April 7, 2014 for charges due.

2005 Nissan 350Z VIN# JN1AZ34 E35M65 1952

2005 Cadillac Escalade VIN# 1GYEC63 T95R14 5315

Olympic Auto LLC

7027 Old Madison Pike Suite 1

Huntsville, AL 35806

Feb 28 & Mar 3, 2014

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NOTICE OF

VEHICLE

POSSESSION

Notice is hereby given that on April 7, 2014 at 10:00 a.m. the undersigned will proceed to sell the following vehicles for towing and storage fees.

1994 Chevrolet S-10 Truck VIN# 1GCCS 14ZOR8 111250

2004 Ford Taurus VIN# 1FAFP53 274A17 6999

Jimmy Easterwood

1727 Forrest Avenue

Gadsden, Al 35901

Feb 28 & Mar 7, 2014

______________NOTICE OF

VEHICLE

POSSESSION

Notice is hereby given that the undersigned will proceed to take possession of the following described abandoned vehicle on April 7, 2014 for charges due.

2004 Ford Expedition VIN# 1FMRU 15W74 LA23354

East Meighan Auto Sales

2805 East Meighan Blvd

Gadsden, AL 35903

Feb 28 & Mar 3, 2014

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NOTICE OF

VEHICLE

POSSESSION

Pursuant to the provisions of Alabama Abandoned Motor Vehicles Act: Section 32-13-4 Code of Alabama 1975, notice is hereby given to the owners, lienholders and other interested parties that the following described vehicles were taken into custody by Hammett Towing to wit:

2/1961 Military Jeep Utility 4×4 M151, Serial Number: 2B 7846 Stock #2320-542-4783

Will be sold at public outcry to the highest bidder for cash at 200 4th Street N.W. Attalla, AL on March 31, 2014 at 08:00 a.m. The Seller shall have the right to reject any and all bids if in the opinion of the Seller, the bid is unreasonably low. Call Darrell Smith at 256-390-9484 to make arrangements to view any vehicle prior to the date of the auction.

Feb 28 & Mar 7, 2014

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NOTICE OF

VEHICLE

POSSESSION

1991 Honda Civic VIN# JHM ED3544 MS80 0235

1994 Nissan Altima VIN# 1N4BU3 1D9R C173579

1997 Nissan Altima VIN# 1N4BU31D6 VC154 952

Will be sold at public outcry to the highest bidder for cash at 1405 Gadsden Ave. Gadsden, AL on March 31, 2014 at 08:00 a.m. The Seller shall have the right to reject any and all bids if in the opinion of the Seller, the bid is unreasonably low. Call Action Towing and Auto Sales at 256-538-6857 to make arrangements to view any vehicle prior to the date of the auction.

Feb 28 & Mar 7, 2014

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NOTICE OF

VEHICLE

POSSESSION

2000 Chevrolet Tahoe C15 VIN# 1GNEC 13T3 YJ120302

2002 Volvo S80 VIN# YV1TS 92D42 1246794

Will be sold at public outcry to the highest bidder for cash at 200 4TH Street N.W., Attalla, AL on March 31, 2014 at 08:00 a.m. The Seller shall have the right to reject any and all bids if in the opinion of the Seller, the bid is unreasonably low. Call Hammett Towing at 256-613-8499 to make arrangements to view any vehicle prior to the date of the auction.

Feb 28 & Mar 7, 2014

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NOTICE OF

VEHICLE

POSSESSION

1987 Chevrolet Camaro VIN# 1G1FP2 18XHN 167477

Will be sold at public outcry to the highest bidder for cash at 217 4TH Street N.W., Attalla, AL on March 31, 2014 at 08:00 a.m. The Seller shall have the right to reject any and all bids if in the opinion of the Seller, the bid is unreasonably low. Call Autow’s at 256-490-7237 to make arrangements to view any vehicle prior to the date of the auction.

Feb 28 & Mar 7, 2014